An Introduction to Roadside Assistance | Compare The Market

News: An Introduction To Roadside Assistance | comparethemarket.com.au

 
 
 
 
 

Imagine it’s a 40°C day and you’re driving down the freeway, when suddenly, your car engine makes a grinding, whirring, gasping sound. You pull over quickly as the power in your engine fails. Warning lights flash and other cars whizz past, while the sun blazes through your window. You turn your car off and back on again, only to hear it splutter and wheeze.

roadside1

You’re stuck going nowhere without a clue what’s wrong with your car. What do you do? Who do you call? And how much is it going to cost?

You could frantically search your phone for the number of a nearby tow truck, and wait in the agonising heat for who knows how long for your car to be collected. Meanwhile, you’d need to call a taxi to take you to your destination or to the mechanic. It’s almost guaranteed as well, thanks to Murphy’s Law, that you’d break down on the most inconvenient day at the most inconvenient time, possibly minutes before a big work meeting or on your way to pick up your children from school. However, if you have Roadside Assistance, you’re in luck – with this handy cover by your side, you’ll save yourself a great deal of stress and hassle during a breakdown.

What is Roadside Assistance?

Roadside Assistance is cover for non-accident related car issues. Roadside Assistance will help you get back on the road or arrange towing for your vehicle within specified limits, if this is included within your contract.  Policies offer 24/7 protection and service if you and your vehicle are stranded due to a breakdown, depending where the breakdown occurs. (Some providers do not cover all areas, so it’s good to shop around for a product  that will best suit you). It’s important to keep in mind that Roadside Assistance is not comprehensive car insurance and does not cover accident, injury, or liability. roadside2The great news is Roadside Assistance is a relatively small cost with big benefits, so is a worthwhile consideration.

Roadside Assistance covers a variety of mechanical or electrical breakdowns (including battery issues) lockouts, bogs, flat tyres and in some cases, emergency fuel. This means that anyone and everyone with a car could benefit from Roadside Assistance. You never know if or when your vehicle will breakdown, so it’s a great safety net to have, just in case.

It’s important to be picky, as products are different, so make sure to choose a product  that covers you for what you need. Most products offer different levels of cover, from standard through to high-level, with a range of associated premiums. Some high-level covers will even provide you with taxi fare or car hire if your car breaks down away from home, whilst other products will also cover trailers or campervans associated with your vehicle.

Be aware of the fine print!

When it comes to car insurance and especially roadside assistance, the devil is in the details! So make sure you read each policy’s terms and conditions carefully. Some products  only cover you within a certain radius of major metropolitan areas, whilst others cover you if you drive interstate. Certain products  cover you as the driver regardless of the car you may be driving, so even if you’ve borrowed your sister’s or your partner’s vehicle, you’ll be covered no matter what. However, other products will only cover you for one specified vehicle.

There are so many different vehicle-related incidents that could happen on the road – you might  break down on the freeway, accidentally lock your keys in the car, leave your lights on in a car park, forget to top up the petrol tank, or even get a flat tyre. Save yourself the trouble of having to fork out for these repairs yourself by taking out Roadside Assistance cover.

Author comparethemarket.com.au

Launched in September of 2012, Comparethemarket.com.au – operated by Compare the Market Pty Ltd (CTM) – has teamed up with a range of Australia’s insurance providers so you can compare some of the latest deals, in one place, side-by-side. The team behind comparethemarket.com.au have experience in insurance, comparison, customer service and digital. If this was a stuffy corporate monologue, we’d tell you that we’re a bunch of subject matter experts specialising in User Experience, Customer Insights & Online Strategies. But to be honest, it’s just as accurate (and a whole lot easier) to say that we’re a bunch of people who want to make your experience with online comparison better. We pride ourselves on the fact that we’re forward-thinking, that we share an entrepreneurial spirit, and the fact that we like to have a bit of a laugh too. We’re all a bit too addicted to chocolate, but no one’s perfect, really.

More posts by comparethemarket.com.au

On this website you can compare quotes and purchase products from participating brands for health insurance, car insurance, travel insurance, life and income protection insurance, home and contents insurance, energy plans, roadside assistance products, home loans and credit cards.

We do not compare all products in the market and at times not all brands may be available. Visit each product page, as well as our Website Terms of Use, Financial Services Guide (Car, Home and Travel Insurance Products), Financial Services Guide (Life Insurance Products) and Credit Guide for detail about who we compare, how we make money and how our comparison service works for each product.

The Compare The Market website and trading name are owned by Compare The Market Pty Ltd ACN 117 323 378.