A new car means different things to different people. For some, it’s a ticket to freedom. For others, it’s the next item on the list to check off when expanding their family.
Just as there are different types of cars suited for different types of people, so too are there different car insurance policies for anyone who needs to be covered. Let’s look at just a few of those people right here.
Women comprise much less of the national road toll than men do – this is a statistical fact. Female drivers may qualify for a specialised policy – one befitting their lower risk profile. This doesn’t mean women get cheap car insurance as a rule, but it’s a strong indicator that great value policies are out there for them to find!
As for all the men reading this, there are limited specialist options for male drivers, so your best bet is to compare a range of policies from a bunch of different brands. There are hundreds of options out there, and you’re bound to spot a good deal for yourself if you shop around.
Young Australians often feel hard done by when they first get their license. Not only are they expected to adhere to a strict set of provisional licensing rules as a reward for passing their driving exam, they also typically end up with expensive car insurance. This is because they are statistically more likely to need to claim on their policy than other age groups. Through the link above, we detail a couple of ways for these young Aussies to save on their insurance costs.
Like female drivers, pensioners enjoy cheaper insurance premiums than certain other drivers, due to a reputation of claiming less. However, they have to contend with a different set of problems. For example, drivers above the age of 65 – depending on which state they live in, may be required to submit to medical examinations or driving tests to ensure they’re fit to drive.
Whether you’re a pensioner enjoying a Porsche 911, or a university student struggling with their Ford Laser, looking after that investment with a comprehensive car insurance policy is a smart choice. If you’re looking for a great value product, compare car insurance with our comparison service.