We wouldn’t take out car insurance if we didn’t get some serious perks from the products! With that in mind, insurers like to bundle in what they call ‘extras’ (sometimes called benefits) into their products, in an effort to win your business. It’s up to you to decide whether the price is worth it.
Here are some common extras you may find bundled with your car insurance policy.
Along with extras, there are also plenty of features you can include when signing up to a policy that help you save.
It’s a smart idea to check out your excess expenses when claiming on extras. You may find it’s cheaper to simply seek out a specialist to replace your cracked windscreens, or your roadside assistance membership might be cheaper elsewhere.
Additionally, as with any insurance product, terms and conditions will apply when claiming on your extras. Make sure you check your product disclosure statement to understand exactly what you’re covered for and how claiming on these extras may affect your future premium.
So, are they worth it? That’s entirely up to you, but we feel they should be viewed as sweeteners for deciding to take out a particular policy. Affordability and extent of coverage should remain your chief deciding factors when choosing insurance.
Looking for a better car insurance policy? Why not try our comparison tool to see if you get find a better deal.