American Express

American Express, or as it’s so commonly coined – Amex, offers Australians with a wide range of credit cards. Each boasts a series of benefits and rewards to suit a variety of lifestyles.

American Express’s core focus is on making it easy for you to enjoy financial flexibility and superior rewards. They do this by offering a diverse selection of credit card products to help you make the most of you daily purchase and spending habits. Your journey to find the right card to suit your financial needs is made easy, with a range of annual fees, interest rates and lines of credit to choose from.

Select cards to compare
Purchase Rate
Balance Transfer
Annual Fee
Purchase Rate 0% p.a.
Balance Transfer N/A
Annual Fee $1,200 p.a.
Receive 80,000 Membership Rewards Points when you apply online, are approved and spend $1,500 on your Card within the first 3 months of Card Membership.
Purchase Rate 14.99% p.a.
Balance Transfer 0% p.a. for 12 months

reverts to 14.99% p.a.
A one-off credit plan establishment fee of 3% applies to any balances transferred% balance transfer fee applies

Annual Fee $0 p.a.
Enjoy low interest rates with no annual fee
Purchase Rate 20.74% p.a.
Balance Transfer 0% p.a. for 12 months

reverts to 20.74% p.a.
1% balance transfer fee applies

Annual Fee $0 p.a.
Earn 1 Velocity Point per $1 spent, except government bodies in Australia where you will earn 0.5 Velocity Points per $1 spent
Purchase Rate 20.74% p.a.
Balance Transfer 0% p.a. for 12 months

reverts to 20.74% p.a.
1% balance transfer fee applies

Annual Fee $0 p.a.
Earn 1 Qantas Point for every $1 spent on Card purchases, except spend at government bodies in Australia where you will earn 0.5 Qantas Points per $1 spent. No annual fee and 0% balance transfer rate for the first 12 months. Earn rewards faster by getting a Supplementary card at no additional costs
Purchase Rate 20.74% p.a.
Balance Transfer 0% p.a. for 12 months

reverts to 20.74% p.a.
1% balance transfer fee applies

Annual Fee $195 p.a.
Enjoy up to 3 points per dollar spent at major supermarkets as well as Platinum benefits
Purchase Rate 20.74% p.a.
Balance Transfer 0% p.a. for 12 months

reverts to 20.74% p.a.
1% balance transfer fee applies

Annual Fee $249 p.a.
Earn 30,000 bonus Qantas Points when you apply online, are approved and spend $3,000 within 3 months of Card Membership. This introductory offer is available to new American Express Card Members only.
Purchase Rate 20.74% p.a.
Balance Transfer 0% p.a. for 12 months

reverts to 20.74% p.a.
1% balance transfer fee applies

Annual Fee $375 p.a.
Receive 50,000 bonus Velocity Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months.
Purchase Rate 20.74% p.a.
Balance Transfer 0% p.a. for 12 months

reverts to 20.74% p.a.
1% balance transfer fee applies

Annual Fee $395 p.a.
Receive 50,000 Membership Rewards Points when you apply online, are approved and spend $3,000 on your Card within the first 3 months of Card Membership.
Purchase Rate 20.74% p.a.
Balance Transfer 0% p.a. for 12 months

reverts to 20.74% p.a.
1% balance transfer fee applies

Annual Fee $450 p.a.
Receive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months of Card membership.
Purchase Rate 20.74% p.a.
Balance Transfer 20.74% p.a.
Annual Fee $99 p.a.
Receive 20,000 Membership Reward Points or 15,000 Qantas Points when you apply, are approved and spend outside of David Jones three times within the first month of becoming a Card Member

American Express at a Glance

• World-famous service
• 24/7 Support, wherever you are in the world
• Products to suit your needs
• Exciting rewards
• Access to exclusive events and tickets through Amex Invites

About American Express

With American Express, you have the opportunity to earn a number of rewards – just for making eligible purchases! Depending on your chosen card, you may be able to collect membership reward points which can be redeemed for flights with one of Amex’s airline partners. You could also redeem your points on holidays, hotel accommodation, and gift cards. Unlike many other programs, Amex membership rewards never expire, and remember – the more you spend, the more you accumulate. You also have the option of choosing an American Express card that directly earns Qantas Points or Velocity Points – whichever you prefer.

The American Express rewards and benefits don’t stop there. Many of the Amex cards on offer provide customers with refund protection, purchase protection, a guarantee on online fraud protection, a free domestic flight each year, and inclusive insurance bonuses when you purchase travel related products using your credit card.  To top it off, you’ll have 24/7 customer support for anything you may need!

Why Choose American Express

  • 0% p.a. on balance transfers for the first 12 months on most cards
  • Complimentary enrolment into a Rewards Program
  • Refund and Purchase protection, plus an Online Fraud Protection Guarantee
  • 24/7 Customer Service
  • Pre Sale to select ticketed events, special Offers and more
  • Travel insurance when you pay for travel on many American Express Credit Cards