Bankwest credit cards

Bankwest credit cards at a glance

Whether you’re looking to make a significant purchase, go on a holiday, shop online or take advantage of rewards and perks, Bankwest offers several credit cards to help Australian customers.

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Transfer amount
Your rate
20.00%
Your annual fee
$250
Select cards to compare
Balance Transfer
Purchase Rate
Annual Fee
Balance Transfer 0% p.a. for
26 months

reverts to 10.99% p.a.
2% balance transfer fee applies

Purchase Rate 10.99% p.a.
Annual Fee $0 p.a. for
12 months

reverts to $49 p.a.

Balance Transfer 0% p.a. for
26 months

reverts to 10.99% p.a.
2% balance transfer fee applies

Purchase Rate 10.99% p.a.
Annual Fee $0 p.a. for
12 months

reverts to $69 p.a.

Balance Transfer 0% p.a. for
6 months

reverts to 19.99% p.a.
1% balance transfer fee applies

Purchase Rate 19.99% p.a.
Annual Fee $100 p.a.
Balance Transfer 0% p.a. for
6 months

reverts to 19.99% p.a.
1% balance transfer fee applies

Purchase Rate 19.99% p.a.
Annual Fee $160 p.a.
Balance Transfer 0% p.a. for
6 months

reverts to 19.99% p.a.
1% balance transfer fee applies

Purchase Rate 19.99% p.a.
Annual Fee $270 p.a.
Balance Transfer 2.99% p.a. for
9 months

reverts to 19.99% p.a.

Purchase Rate 19.99% p.a.
Annual Fee $0 p.a.
Balance Transfer 2.99% p.a. for
9 months

reverts to 19.99% p.a.

Purchase Rate 19.99% p.a.
Annual Fee $0 p.a.
Balance Transfer 2.99% p.a. for
9 months

reverts to 20.49% p.a.

Purchase Rate 20.49% p.a.
Annual Fee $160 p.a.
Balance Transfer 2.99% p.a. for
9 months

reverts to 20.49% p.a.

Purchase Rate 20.49% p.a.
Annual Fee $270 p.a.

About Bankwest

Bankwest has come leaps and bounds since their humble beginnings as the agricultural bank of Western Australia. They now provide personal and business banking solutions for millions of customers across the country. Among these services are credit cards.

Bankwest has won several awards over the years. It was named Business Bank of the Year at the AFR Smart Investor Blue Ribbon Awards in 2013 and 2014; won the Corporate Social Responsibility Excellence award at the 2016 AIM WA West Business Pinnacle Awards, and was acknowledged with the Workplace Diversity Excellence Award at the 2017 AIM WA West Business Pinnacle Awards.

The financial group also does wonders for the local community by supporting many charities and organisations around the country.

Why choose a Bankwest credit card?

Whether you’re looking for a low-budget credit card solution or you’re looking to splash out and gain rewards, Bankwest has an array of options. People may choose these cards for a variety of reasons:

  • Different options for many needs. You can choose from many credit cards, ranging from those with low ongoing rates and no annual fees to cards designed to help you earn more perks or reward points.
  • Flexibility with interest-free periods. If you need additional time to pay off your purchases, most Bankwest credit cards come with interest-free periods where you aren’t charged interest within a specified timeframe.
  • Added security features. From PIN security to customisable alerts and 24/7 account monitoring, use your card with confidence knowing that Bankwest regularly updates security to protect your account.
  • Support when you need it. Whether you lose your card overseas or simply need other personal assistance, you can contact Bankwest’s customer service lines from around the world.
  • More ways to pay. In addition to a physical card, you’re able to connect your account to a compatible smartphone, smartwatch or digital device to make payments.
  • Exclusive rewards and perks. The more you spend on your Bankwest credit card, the more likely you are to earn points that are redeemable for flights, travel, accommodation, clothes and other products.

Frequently asked questions

How do I apply for a Bankwest credit card?

You can apply for a Bankwest credit card by visiting a branch, calling Bankwest’s customer service number, or online. Each card has specific approval criteria, but you’ll need to be at least 18 years old and pass the required credit checks to open any Bankwest card account.

You’ll also need to provide:

  • personal details. This includes your name, address, contact details, date of birth and place of work;
  • employment information. You may need to provide payslips and contact details of your employer;
  • valid ID. While a licence or passport is ideal, Bankwest can also prove your identity through birth certificates, government-issued cards or utility bills;
  • proof of income. Bankwest will need to know your income, such as how much you earn from your job, the pension, assets, rental properties or superannuation funds; and
  • any debts. Whether you’ve had a credit card in the past or owe money in other ways, Bankwest will need to know these details.
How long does it take for my Bankwest credit card to be approved?

It can take between three and 21 business days for your Bankwest credit card to be approved, although you’ll usually be advised of a specific timeframe when applying for the card. It then takes up to 10 working days to receive your card once your application is approved.

Is there an annual fee for having a Bankwest credit card?

Unless Bankwest states otherwise for a specific product, you’ll usually be charged an annual fee for holding a Bankwest credit card. This fee is charged each year on the date you activated the card and can vary in price, depending on the card you take out.

Can I add additional people to my Bankwest credit card account?

Yes, you can add an additional three people to your Bankwest credit card account, providing they’re over the age of 16. Each cardholder needs to fill in an application form and either return it to a Bankwest branch or mail it to them in the post.

If these additional cardholders aren’t already Bankwest customers, they’ll need to verify their identity at a branch or by visiting an Australia Post store.

Can I manage my Bankwest credit card online?

All Bankwest credit card accounts can be accessed online or through a mobile app to make using your credit card even easier. This allows you to track your spending, view your transaction history, make payments, view your current balance and more in one location.

Of course, you’ll also be able to manage your card by popping into a branch or calling the customer service number.

How do I close my Bankwest credit card?

You can close your credit card online, through the app, by calling Bankwest, or by visiting your nearest branch. You’ll need to repay any balances in full to close your account and ensure any direct debits are cancelled or redirected to another account or card.

Keep in mind you can still incur account charges if you don’t close your account correctly and will still receive statements until all balances are paid.

Which Bankwest credit card is the best?

People have different financial needs and reasons for wanting a credit card. Because of this, there’s no single Bankwest credit card that’s best for all customers. Instead, it’s important to assess your circumstances and reasons for wanting a credit card, then find one that best caters to these needs.

Consider asking the following questions when comparing cards:

  • What’s the interest rate like on purchases?
  • Are there any promotional periods I can take advantage of?
  • What perks are on offer?
  • Are there annual fees or other charges I need to be aware of?

Ready to compare credit cards?

If you’re ready to see how the Bankwest credit cards stack up against each other, look no further. We make it easy to compare Bankwest’s cards against a variety of other providers.

Our credit card comparison tool is useful in helping you compare not only the cards available from our providers, but their features, interest rates, rewards, perks fees and more.

The best part is our service is free and easy to use, giving you more time to decide on an appropriate product.

It always pays to compare, so let us help you find a credit card today.

Ready to look for a better deal? It’s easy to compare with us.

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