NAB Low Rate Platinum Card

Special offers

0% p.a. on purchase interest rate for 15 months* on a new NAB Low Rate Platinum Card.

Other features

Card Type Visa
Minimum Income N/A
Minimum Credit Limit $6,000
Maximum Credit Limit Upon application
Minimum Monthly Repayment 2% or $2.50. Whichever is greater.
Complimentary Travel Insurance Yes
Extended Warranty No
Available to Temporary Residents No
Additional Card Holders Yes
Foreign Exchange Fees Yes
Interest Rate 0% p.a. for
15 months

reverts to 13.99% p.a.

Interest Free Days on Purchases Up to 1 days
Cash Advance Rate 21.74% p.a.
Balance Transfer Rate 0% p.a. for
6 months

reverts to 21.74% p.a.
2% balance transfer fee applies

Balance Transfer Fee 2%
Annual Fee $100 p.a.
Late Payment Fee $15
General Terms & Conditions

Important Information

*Offer commenced 25 February 2019. For approved applicants who apply for a new personal NAB Low Rate Platinum credit card before the offer is withdrawn. The special purchase interest rate will apply for a 15 month statement period from account opening. After 15 months period, any unpaid purchases will then attract the card’s standard purchase rate (currently 13.99% p.a. as at 25 February 2019). Interest rates are subject to change and available at nab.com.au. Minimum monthly repayments must be made by the due date each month. Offer is not available when closing/transferring from another NAB credit card account or in conjunction with any other NAB credit card offer.
1. After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a as at 25 February 2019). Interest rates are subject to change and available at nab.com.au. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time.
2. A qualifying purchase is required to get the benefits of the complimentary insurance. Terms, conditions and exclusions of the complimentary insurances are specified in the NAB Card Insurance Policy Information booklet and in the NAB Purchase Protection Insurance policy information booklet and may be amended. The complimentary insurances are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 to NAB. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
3. This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Services call 1300 730 213, 24 hours a day, 7 days a week. See the (PDF, 234KB) for full details.
Credit card terms and conditions available here. Fees and charges are payable. Approval and credit limit are subject to NAB’s credit assessment criteria. Information, including interest rates and fees are subject to change. Correct as at 25 February 2019. ©2019 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.