Westpac

Westpac at a Glance

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Purchase Rate
Balance Transfer
Annual Fee
Purchase Rate 13.49% p.a.
Balance Transfer 0% p.a. for 26 months

reverts to 19.49% p.a.
2% balance transfer fee applies

Annual Fee $0 p.a. for 12 months

reverts to $59 p.a.

0% p.a. for 26 months on balance transfers requested at card application (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate. + No Annual Fee for the first year. Offer ends 11th June 2018.
Purchase Rate 19.84% p.a.
Balance Transfer 0% p.a. for 20 months

reverts to 21.29% p.a.
2% balance transfer fee applies

Annual Fee $0 p.a. for 12 months

reverts to $90 p.a.

$0 annual card fee in 1st year and 0% p.a. for 20 months on balance transfers (2% balance transfer fee applies). Rate then switches to applicable variable cash advance rate
Purchase Rate 20.24% p.a.
Balance Transfer N/A
Annual Fee $150 p.a.
60,000 bonus Qantas or Altitude Points on a new card, when you spend $3,000 on eligible purchases within 90 days from card approval. Exclusions apply.
Purchase Rate 20.24% p.a.
Balance Transfer N/A
Annual Fee $250 p.a. for 12 months

reverts to $395 p.a.

Earn 80,000 bonus Qantas or Altitude Points when you spend $5,000 on eligible purchases with a new Altitude Black credit card within 90 days of card approval. Exclusions apply.

About Westpac

Founded in 1817, Westpac is Australia’s first and oldest bank. Over the years, they have been recognised with an array of awards including the cheapest balance transfer for 2012 and 2013, the Global 100 Most Sustainable Corporations in the World in 2014, and the most socially responsible bank of the year in 2014. They have a long and rewarding history in Australia and pride themselves on being an institution which helps customers, communities, and people prosper and grow.

Why Choose Westpac

There is a variety of credit cards which speak to different lifestyles, and as a Westpac credit card user, you could be rewarded for your everyday spending, benefit a lower annual fee, or enjoy a lower purchase rate.

You could also benefit from:

  • Rewards: With a Westpac rewards card you’ll earn Altitude Points on eligible transactions.
  • Westpac offers state of the art security protection on their credit cards. In the event of an unusual transaction on your credit card, Westpac will contact you to confirm if you were using the card.
  • As a Westpac card user, you’ll enjoy free use of Westpac Group’s networks of ATMs. This includes ATM’s for Westpac, Bank of Melbourne, and St.George.
  • Complimentary travel insurance on selected personal credit cards.
  • 24/7 customer service and assistance.
  • Easy, convenient online banking.