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What is income protection?
Income protection is a product that pays you a regular cash amount if you are unable to work as the result of an accident or sudden illness. It covers up to 75% of your income for a set period of time (e.g. six months, until the age of 65).There are two ways you can choose to insure your income: agreed value, where you decide the amount you wish to receive each month (to a maximum of 75% of your income verified at the time of application); or indemnity, where you must prove your income at the time of claim (rather than during application).
If you suffer an income loss due to sickness or injury and can no longer cover your living costs, having income protection insurance is invaluable. Income protection explained.
Why get covered by income protection?
Having income protection means you’ll have money to help pay your debts and living expenses during your recovery from serious illness or injuries. Why get income protection?
Need income protection? We’ve got your back.
Compare great brands
We’ve partnered with 8 of the largest income protection brands in Australia, so you can confidently compare policies side by side. Learn more.
Explore your options
We’ve designed our service to let you explore a wide range of quotes. Whether you’re a high-income earner or a part-time worker, you can find an income protection policy that suits you best.
Supported by experts
If you’ve got any questions before you decide on a policy, we can answer them either here on our website, or over the phone.
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Comparing income protection policies on our website is 100% free. Insurers pay us a commission, while you pay nothing. Learn more.