Whether you’re buying or selling goods online, binging your favourite TV shows, ordering a takeaway meal from a food delivery app or simply surfing the web, chances are you’ve come across a set of terms and conditions in your time.
Terms and conditions can be described as the agreement which outlines the contract between businesses and internet users. These are designed to govern the relationship of the user and supplier of the service. Essentially, internet users must accept and comply with the terms and conditions to use these services.
While most of us are guilty of skimming through these terms and conditions to access a website or online service quicker, it’s essential to fully understand what you’re agreeing to – especially because these can vary significantly between websites.
As experts in business insurance, we know that terms and conditions are just one part of a multitude of things to consider when starting up a new business. There are important for a few reasons – not only will you encounter terms and conditions when singing up to different services as a business in order to understand the risk to your company, but you will possibly need to create your own.
Given they are designed to be a form of legally binding material between businesses and customers, they also tend to become quite extensive. But which types of websites and services in Australia have longer terms and conditions and how long would it take you to read them? To find out, we looked at popular websites across:
- social media
- video streaming services
- search engines
- online marketplaces
- online food delivery services
- music streaming services
- dating websites and apps
- job search websites
- online banking
- insurance websites (catering to car, health and home insurance)