One in four motorists have been with their car insurer for more than a decade and have no intention of changing – but are they the ones paying extra for their loyalty?
Services you can trust to find the insurance you need
Key factors that may affect your quote
How much you drive
The more your car is on the road, the more risk may be associated with the vehicle. Some insurers may offer reduced premiums if your mileage is low.
Insurers know that on average, more experienced drivers are less likely to have accidents. Call it the wisdom that comes with age!
No claims discount
The fewer claims you have made and the longer you go without making a claim, the less risk you carry for an insurer to cover you. Simple as that. This may result in a more competitive premium.
Your previous claims
Make sure to declare any past claims or losses. Leaving something out by mistake could invalidate your policy.
Other drivers listed on your policy may influence your premium. For example, limiting the age of named drivers may reduce your premium.
Your premium can vary depending on the area in which you live and where the car will be parked overnight.
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