Opening Hours

  • Monday: 08:00 am – 10:30 pm
  • Tuesday: 08:00 am – 10:30 pm
  • Wednesday: 08:00 am – 10:30 pm
  • Thursday: 08:00 am – 10:30 pm
  • Friday: 08:00 am – 10:30 pm
  • Saturday: 09:00 am – 09:00 pm
  • Sunday: 10:00 am – 09:00 pm

Curious how we make money?

When you purchase private health insurance through us, the insurer pays us a commission, and you pay nothing. You may now be wondering if different health funds are paid different amounts – this is an entirely fair question. Here’s exactly what the insurer pays us:

“27.75% of the first year premium and if our fee for a particular fund in any month exceeds 27.75% then we will rebate back the difference to the fund.”

You can read more about this on our page explaining how our health insurance comparison works.

Do you mark up your prices?

We have never marked up our prices and there are no fees to you for using our service. The price you pay for a health insurance policy is the exact same price as what you’d pay if you purchased it directly from the health fund (with the exception of corporate offers).

Interested in finding better health cover?

We want all Australians to have access to the best healthcare possible. If you’re interested in finding better health cover, our comparison service is an essential tool. Here’s how we can help you.

  • We’ll help you find products that meet your needs. Are you covering just yourself, or your entire family? What type of cover do you require? Answer a few of our questions and we’ll find products that suits your needs.
  • We compare products from Australia’s leading health insurance brands. We compare 15 brands in total, so you’ll have a great selection of products to choose from in terms of features, benefits and price.
  • We don’t play favourites. Each one of our health partners pays the same commission to us. So you can be sure that we recommend products based solely on your needs.

How we’ve got your back

We are happy to explain each step of’s customer journey, and show you exactly how we’ve got your back.

When you use our comparison service, you have a choice of over 10,000 products from more than 90 trusted insurance, energy and finance brands. Better still, comparing through us will always be completely free of charge.

So, why should you use our service? Here’s our proposition to all Australians.

  • We’re transparent. Your information will always be kept secure, and we only contact you when you’ve agreed to it.
  • No hidden fees or mark ups. You can buy from us with confidence, knowing there are no hidden charges.
  • Completely free comparison. Our service is 100% free to use. The insurer pays us commission for each policy we sell. You pay us nothing. Overview

Launched in September of 2012, – operated by Compare the Market Pty Ltd (CTM) – has teamed up with a range of Australia’s insurance providers so you can compare some of the latest deals, in one place, side-by-side.
Put simply, we want to put consumers in control, by giving you the choice to find a deal that may fit your needs in a way that’s right for you.

What We Do

So just what exactly is a comparison website, anyway? And who do you compare? And what’s in it for you?
These are all questions you might be asking. If you’d like to learn more, just click on the links below.

Comparison Website Explanation is a comparison website. What does that mean? Well, pretty much just what the name implies: we provide quotes from a range of participating providers, helping consumers make an informed decision about what is best for them.

The value to you? Comparison websites allow you to get quotes from a variety of sources in one go, rather than having to visit multiple websites and filling in lots of forms.

In very specific terms, what that means is that quickly and conveniently allows consumers to search for some products and services according to their individual needs, and then have a range of quotes from participating providers displayed for them in one place.

Who We Compare

While we don’t compare every product in the market, we’re on a serious mission to add more brands to our comparisons. If you represent a brand and would like it to be included in our comparisons, then please get in touch here: Join Us.
Here’s a list of who we currently compare:

Car Insurance:

The site compares the following comprehensive car insurance brands: Australia Post Car Insurance, Budget Direct, Retirease, Virgin Money, Ozicare, 1st For Women, Real Insurance, AI Insurance, Woolworths Car Insurance and Dodo Car Insurance. At times, not all brands may be available.
Australia Post Car Insurance, Budget Direct, Retirease, Virgin Money, Ozicare, 1st for Women and Dodo Car Insurance are brand names of policies arranged by Auto & General Services Pty Ltd ACN 003 617 909(AGS) for an on behalf of the underwriter, Auto & General Insurance Company Ltd ACN 111 586 353 (Auto & General ). AGS and Auto & General are both related bodies corporate of CTM.

Travel Insurance:

The site compares the following travel insurance brands: Online Travel Insurance, Worldcare Travel Insurance, Simply Travel Insurance, Insure4less, Travel Insuranz, InsureandGo, DUinsure, Fastcover, American Express, Easy Travel Insurance, Columbus Direct, Virgin Money, 1st for Women, Budget Direct, Under 30, Kango Cover, Ski Insurance, 1Cover, iTrek, Citibank Travel Insurance, Travel Insurance Saver, Woolworths Travel Insurance, Southern Cross Travel Insurance, Webjet Travel Insurance, Priceline Protects, Real Travel Insurance, Tick Travel Insurance, Go Insurance and Zuji. At times, not all brands may be available.
Budget Direct and 1st for Women are brand names of and policies arranged by AGS and on behalf of the underwriter. AGS and CTM are related bodies corporate.

Roadside Assistance:

This site compares the following roadside assistance product brands: Budget Direct, 1st For Women, 24/7, 365 Roadside Assistance, AWA and RAC. At times, not all brands may be available.
Budget Direct and 1st for Women are products sold by AGS as an agent of the product supplier. AGS and CTM are related bodies corporate.

Health Insurance:
We compare a range of products (Participating Health Products) from the following health insurance brands: ahm, Australian Unity, Budget Direct, Bupa, CBHS, CUA, Frank, GMHBA, HCF and nib. Not all insurance products offered by the participating health insurance providers are compared. The Participating Health Products can vary from time to time and when we provide you with a comparison, we are only comparing those Participating Health Products which may suit your needs. At times, not all brands may be available.

Life Insurance:

This site compares the following life insurance and income protection insurance brands: MLC, Zurich, AIA, OnePath, BT, TAL, AMP, Asteron Life, CommInsure, Macquarie and Ozicare. Ozicare is a product sold by AGS. AGS and CTM are related bodies corporate. At times, not all brands may be available.


This site compares a range of energy plans. The plans compared for you will depend on where your property is located. Not all energy retailers and plans are available in all locations. The plans compared for your property will be listed in the supplier and plan table generated for your postcode. A selection of energy plans from some of the following energy retailers may be compared on this site depending upon your property location: Origin Energy, EnergyAustralia, Simply Energy, ActewAGL, Powershop, People Energy , Click, Online Power and Gas, Alinta Energy, Sumo Power and Red Energy. At times, not all brands may be available.

Home & Contents Insurance:

The site provides quotes for the following home and/or contents insurance brands: Budget Direct, Virgin Money, Real and Woolworths. Budget Direct and Virgin Money policies are arranged by AGS for an on behalf of the underwriter, Auto & General. AGS and Auto & General are both related entities of CTM. At times, not all brands may be available.

Home Loans:

This site compares home loan products from participating brands being Adelaide Bank, AFG Home Loans, AMP. ANZ, Auswide Bank, Bank Australia, Bank of China, Bank of Melbourne, Bank of Queensland, Bank SA, Bankwest, Bluestone, Circle, Citibank, Commonwealth Bank, Heritage, Homeside, Homestart (SA only), ING Direct, Keystart (WA only), La Trobe, Liberty, Macquarie, ME, MKM Capital, NAB, NAB Broker, Pepper, P&N (WA only), Queensland Police Credit Union, St George, Suncorp, The Rock and Westpac. At times, not all brands may be available.

Credit Cards:

This site compares credit card products from participating providers being ANZ, American Express, NAB, David Jones and Bankwest. At times, not all brands may be available.

How We Make Money

Good question… after all, we do have wages to pay! Here’s a breakdown of how this works:
If you decide to buy a product or service from one of our participating providers, CTM may receive a commission from that provider. This commission is paid by the product or service providers and there is no extra cost to you for our service.
It’s important to note that our comparison tool is not influenced in any way by our commercial arrangements with our participating providers. We work hard to provide you with great options for your needs.
If you’d like to learn more about how we get paid, you can also view our Financial Services Guide and Financial Services Guide – Life Insurance Products, which provides more detail on this process.

Where We Come From

We’re very proud of the strength and knowledge of our international group. Together, we share a wealth of knowledge in the financial services and comparison fields. Find out a bit more about where we come from below.

The International Group Structure and are part of Budget Holdings Limited (BHL) Group, an international group with a long history of experience in the insurance and financial services world. BHL is the “parent” organisation for BGL in the UK, Telesure in South Africa, and Auto & General, AGS and CTM in Australia. BHL launched our “big brother”, in 2006, and since then it has become the most recognised insurance price comparison website in the UK. Now we’re bringing that magic down under, with the launch of and

Who We are & What We believe

We like to think we’re a fun bunch, sharing an entrepreneurial spirit, looking to make your online comparison experience better. Find out more about who we are, and what we believe, below.

Our Staff

The team behind have experience in insurance, comparison, customer service and digital. If this was a stuffy corporate monologue, we’d tell you that we’re a bunch of subject matter experts specialising in User Experience, Customer Insights & Online Strategies. But to be honest, it’s just as accurate (and a whole lot easier) to say that we’re a bunch of people who want to make your experience with online comparison better.

We pride ourselves on the fact that we’re forward-thinking, that we share an entrepreneurial spirit, and the fact that we like to have a bit of a laugh too. We’re all a bit too addicted to chocolate, but no one’s perfect, really.

Our Values

We love to compare. We love our customers.

Here’s 7 ways we prove it.

Our service is free. Buy with confidence knowing there are no hidden charges.

We promise to take all reasonable precautions to keep your data secure.

We value you as a customer. Which is why we’ll never sell your information to other companies.

We only contact you via channels you’ve agreed to. Unless that’s carrier pigeon. We don’t have one.

You only get EMAILS if you’ve asked for them.

You only get PHONE CALLS if you’ve asked for them.

We make our forms as simple and straightforward as possible.

So that’s 7 ways we show we care. 7 ways we love to compare.

Join Us

We’re always looking to compare more services! If you’re a supplier who would like to be included on our website, we’d love to hear from you. Get in touch by using our form here. It takes just a few seconds.

Our New Ad – We Love to Compare

Have you seen us on the TV recently? If you’ve missed it, here’s a look at our latest ad: