Compare Home &
Contents Insurance

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Average customer rating: 4.3/5

We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. Learn more.

Top 5 things to know about home and contents insurance

1

Switching is easy

Our customers tell us that our online comparison service is easy to use. In fact, you can switch to a new policy in just minutes, depending on your circumstances. And you don’t even have to wait for you policy renewal to do this.

2

Choose from different types of cover

Your options can include home insurance, contents cover or a combined policy that conveniently covers both.

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3

There are ways to save money on your policy

If your biggest concern is the cost of your premium, you may have the option to increase your excess on your home and contents policy, which can bring down your premium.

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4

Know what you’re covered for

Cover differs between insurers, so it’s important to read the PDS and TMD to ensure that you have cover for what you need.

5

Cover for different situations

From owner-occupiers to landlords and renters – there are different types of cover to suit.

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It pays to compare

Compare quotes in minutes and start saving today.

 

Simple to use

Get started by answering a few quick questions to help us understand your needs.

 

Compare & save

Save time and money by easily comparing options from a range of providers side-by-side.

 

Switching is easy

Follow a few easy steps online to switch to a new deal that suits you and your budget.

Why compare with us?

Our smart comparison technology is trusted, free, safe and secure.

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Since 2012 our smart comparison technology has helped over 6 million Aussies compare & search for savings.

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When you buy through us, our partners pay a commission, which keeps our service free for you. We don’t markup any of the prices on our website.

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We take data privacy and security seriously, and will only use your information with your permission. You can read our full privacy policy here.

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We believe the best decisions start with a comparison.

We’re proud to have helped millions of Aussies look for a better deal.

4.3 / 5
Based on 2,697 reviews
23 million comparisons and counting
4.5 / 5
Based on 1,732 reviews
Ratings as of 06/06/2024.

A guide to home and contents insurance

Updated December 11, 2023
Written by Kirk Wallace
Reviewed by Adrian Taylor

“Premiums can be expensive, but there are ways to save.”

Our top tips could help you reduce your home and contents insurance premiums.

David Koch
Economic Director

Expert tips for choosing the right home and contents insurance for you

Our Executive General Manager of General Insurance, Adrian Taylor, has some helpful tips for finding the right home and contents policy for you.

Adrian Taylor
Executive General Manager – General Insurance

Compare like-for-like home and contents insurance policies

When you compare home and contents insurance policies against your current insurance, make sure that you’re comparing the same cover, same sum insured, same excesses and same optional cover. That way, you can be sure your results are accurate to your situation.

Consider choosing a different excess

Once you’ve found a preferred insurance provider, play around with the excess amount to see if it lowers the cost of your home and contents insurance premium. Keep in mind that choosing a higher excess for a lower premium means you’ll have to pay that higher amount if you claim.

Switch to a better home and contents insurance policy today

Don’t wait for your renewal notice to arrive to see if you can save money on home and contents insurance. If you have an existing policy, you can cancel anytime.

What is home and contents insurance?

Home and contents insurance can help pay for damages and incidents that affect your home or belongings from any listed or defined events such as fire, theft or storm damage. You can make a claim with your home and contents insurance provider, who will pay for repairs, replacements and even completely rebuild the home.

There are conditions and the event has to be specifically covered by your policy, but home and contents insurance can bring peace of mind and help financially secure your home.

What does home and contents insurance cover?

How much does home and contents insurance cost?

What to consider when choosing a home and contents insurance policy

Why is home and contents insurance important?

Home and contents insurance providers in Australia

Home insurance providers in Australia

Contents insurance providers in Australia

Why compare home and contents insurance?

There are several reasons why you should compare home and contents insurance:

  • You could be missing out on savings with a cheaper policy.
  • Another provider might have higher limits on insurance claims that could provide better coverage.
  • A different policy might have a better range of optional extras that suit your situation better.

Meet our home and contents expert, Adrian Taylor

As the Executive General Manager of General Insurance at Compare the Market, Adrian Taylor works to make protecting a homeowner’s most significant financial assets an easier and more efficient process. Adrian empowers people with choice and believes it’s important to have adequate cover in the event of the unexpected – fire, flood, storm or vandalism.

Adrian Taylor has over 13 years’ experience in the financial services industry. Adrian specialises in customer experience and is dedicated to helping customers better understand insurance products so they can save money on their household bills.