Honey Insurance offers a smarter home insurance product, using fully integrated smart technology to mitigate some household risks through smart sensors. Honey’s mission is to eliminate up to 50% of accidents that commonly occur in the home. Honey customers who install the complimentary sensor kit at home can expect lower premiums in return (refer to the PDS for full terms and conditions).
Honey Insurance provides cover for home, contents and combined policies.
Some insured events that Honey Insurance can cover include:
Honey home insurance can cover the following household features and fixtures:
Always read the Product Disclosure Statement (PDS) before purchasing a policy to see exactly what you’re covered for and the limits of your insurance.
Honey home and contents insurance brings a fresh approach to reducing risks at home by giving you the option to use new smart technology to alert you to fires, doors or windows opening and water leaks, ideally before these damage or destroy your insured items.
Honey stands out from other insurers by providing customers with the following benefits:
Honey Insurance customers can pay their premiums in monthly instalments or as an annual lump sum at the commencement of their policy via direct debit. Honey offers customers the option to pay monthly at no extra cost.
Payments can be automatically deducted from your nominated bank account or credit card. If you pay annually, you must pay by the due date. For monthly payments, you must make sure that you have enough money in your account to cover each instalment on your payment date.
Honey contents insurance covers the following items:
Always read the Product Disclosure Statement (PDS) before purchasing a policy to see exactly what you’re covered for and the limits of your insurance.
Storm and natural disaster damage (including earthquakes, tsunamis, and lightning) are covered by Honey home and contents insurance.
Honey Insurance offers a landlord insurance product which can cover tenanted properties for the following:
Some insured events that your Honey landlord insurance could cover you for include:
Honey has made it simple to make a claim for insured events, as they’re available 24 hours a day. You can get your claim started with Honey Insurance by contacting them via phone, email or by logging in to your customer account through the website.
A basic excess will apply when you make an insurance claim with Honey. An additional excess may be applicable if the claim is related to an earthquake. Additionally, if you’re claiming for any optional extras, a fixed excess related to that benefit may have to be paid, instead of the basic excess.
You may be able to choose your basic excess amount, which in turn may affect the premiums you pay; for example, a higher excess amount may lower your premiums.
After taking out a new policy with Honey, you have a 21-day cooling-off period during which you can cancel your policy and receive a full refund of your premium (provided you haven’t claimed in that time).
You can inform Honey that you wish to cancel your policy anytime. The cancellation will occur from the date they receive your written request, or on a preferred date if Honey agrees.
When you take out Honey home and contents insurance, you can opt to receive a complimentary home sensor kit and a discount on your premium. The sensors will help alert you to some common mishaps around the home.
Install the three multi-purpose sensors around your home and connect them to your Wi-Fi to set them up through an app. The sensors will detect anomalies that could potentially lead to incidents, like water leaks, opened doors and windows and temperature changes.
Refer to the PDS for full terms and conditions.
Honey has taken a proactive approach to the growing trend of hybrid work arrangements and will cover you while you work from home for eligible damages to your equipment (e.g. personal computer, laptop, phone, office accessories).
Want to see how Honey home, contents and landlord insurance stacks up against other insurers? Our complimentary comparison service makes it simple to compare a range of policies and providers all in one place and in just minutes.
Exclusions, Limits and Terms & Conditions apply. This is general advice only. See Honey’s Product Disclosure Statement and Target Market Determination for full details prior to making any decision. (Distributed by Honey Insurance AFSL 528244. Issued and underwritten by RACQ AFSL 233082)
