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What is pet insurance?

Pet insurance helps pay the veterinary bills when your pet gets sick or injured. For any dog or cat owner who’s had to foot massive unplanned bills, this product can be enormously helpful. Better still, your annual claim limits can be anywhere from $7,000 to $14,000, based on a range of quotes conducted on our website. This means that more expensive treatments are well within your reach.

To ensure that your policy covers even the greatest expenses, it’s important to compare pet insurance policies side-by-side. This way, you will know as much about the products as possible before making a decision. Pet insurance explained

How much does pet insurance cost?

Pet insurance premiums are calculated based on the type of policy you take out, where you live, and the animal’s breed, age, type, gender, and spay/neuter status. In 2017, ASIC stated what each kind of policy can cost per month (on average):

Take the time to learn exactly how much ‘cover’ your insurance premiums pay for, as it may prove invaluable to your pet’s long term health. Pet insurance costs.

Dog insurance

Dog or puppy insurance looks after the health of man & women’s best friends by helping pay for vet bills / treatment costs. Comprehensive policies can contribute to vaccination costs, deworming, checkup bills, and more. That said, even lower levels of cover can ensure your dog gets the care it needs, should an unexpected accident occur.

Dog Insurance

Cat insurance

Cats can live to be older than 15 years of age, which means many years of vet bills may lay ahead. A basic cat insurance (or kitten insurance) policy can help you pay for medical bills if your cat gets into an accident – whether they’re young or old. Should you also need cover for when they fall ill, you can take out a higher level of cover instead.

Cat insurance

Types of pet insurance

Accident only cover

This covers the veterinary costs if an unexpected incident leaves your dog or cat injured. It is the cheapest form of insurance that you can take out for your pet.

Accident & illness cover

As well providing accident cover, this product also insures your pet for illness. It costs more than standalone accident cover but may save you money long term.

Comprehensive cover

A comprehensive policy covers illnesses, accidents, and extra benefits. It’s the most expensive pet insurance you can take out but does offer great value cover.

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