Now is your chance to win a safari!

Plus, we are giving away 10 meerkat trips to the Sunshine Coast

Complete a quote on any product to enter. Offer ends June 30. T&Cs apply.

African animals
We do not compare all brands in the market, or all products offered by all brands. At times certain brands or products may not be available or offered to you. Learn more.

What is income protection?

Income protection is a product that pays you a regular cash amount if you are unable to work as the result of an accident or sudden illness. It covers up to 75% of your income for a set period of time (e.g. six months, until the age of 65).There are two ways you can choose to insure your income: agreed value, where you decide the amount you wish to receive each month (to a maximum of 75% of your income verified at the time of application); or indemnity, where you must prove your income at the time of claim (rather than during application).

If you suffer an income loss due to sickness or injury and can no longer cover your living costs, having income protection insurance is invaluable. Income protection explained.

Why get covered by income protection?

Having income protection means you’ll have money to help pay your debts and living expenses during your recovery from serious illness or injuries. Why get income protection?

Need income protection? We’ve got your back.

Compare great brands

We’ve partnered with 8 of the largest income protection brands in Australia, so you can confidently compare policies side by side. Learn more.

Explore your options

We’ve designed our service to let you explore a wide range of quotes. Whether you’re a high-income earner or a part-time worker, you can find an income protection policy that suits you best.

Supported by experts

If you’ve got any questions before you decide on a policy, we can answer them either here on our website, or over the phone.

No extra fees

Comparing income protection policies on our website is 100% free. Insurers pay us a commission, while you pay nothing. Learn more.

Learn about income protection insurance

Types of income protection

There are many products that protect your income: standard income protection, redundancy insurance, or mortgage protection insurance.

Can I claim income protection on tax?

If you buy income protection as a standalone policy, your premiums could be tax deductible –unless your policy is held within a superannuation account.

The process for getting cover

We answer the three main questions for getting income cover: does everyone need income protection, how do you apply, and how do payouts work?

Redundancy cover

Redundancy insurance offers you a level of financial protection in the event that you become unemployed, but isn’t always available through income protection.

Need help finding the right income protection?

Ready to find a better deal? It’s easy to compare with us.

Compare income protection