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What is landlord insurance?
Landlord insurance is a policy that covers you against events such as loss of rent due to a tenant’s rent default, the theft or burglary of any belongings you have leased to your tenants, and natural disasters such as storms. Additionally, you can get insured for accidental or malicious damage to the structure of your property.
It pays to remember that each landlord policy is different. Some policies will cover you for all the events listed above, while others will only cover you for a selection of scenarios. Always review your Product Disclosure Statement (PDS). That way you can be sure the product you are thinking of purchasing covers the events you want protection against.