It’s not too late to switch to a better deal

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* 2016 industry weighted premium increase sourced from

Health insurance just got more expensive.
It’s not too late to switch to a better deal!

Call us on 13 32 32

Our participating funds have a combined 81.9% share of the Australian private health insurance market. However, we do not compare all policies from our participating funds and at times not all funds may be available. Some of our smaller funds impose limits on the number of their products we can sell in certain periods (normally monthly). Once those limits have been reached, those products will be temporarily unavailable for purchase via our comparison service.

Frequently asked questions

Want to know a bit more about health insurance before you get started? We’ve put together the following answers to some questions that are often thought about – but rarely asked – about health insurance.

Why compare health insurance with
What do I need to compare health insurance?
What is health insurance, and what different types of policy are there?
What things should I consider when choosing a policy?

Why compare health insurance with

The health of your family is one of, if not the most, important things in life. So what if one of you needed urgent or specialist treatment for a health condition?

Private Medical Insurance, also referred to as Private Health Insurance, gives you access to the care you and your family might need while avoiding the delays that can be created by waiting lists in the public system.

But finding the right medical insurance can be pretty confusing. That’s why we make the process of comparing private healthcare as simple as possible.

With a small number of guided questions, we can provide you with an easy-to-understand list of available health insurance policies that are tailored to your needs, together with quotes for each of them.

We offer quick and easy comparison of policies from some of Australia’s most trusted health insurance companies.

If you need more advice, call our free support phone line and speak to one of our health insurance experts on 13 32 32, who can help you find the health cover that’s right for you.

What do I need to compare health insurance?

So you can find the most suitable medical policy, we’ll need general info such as your age, location, address and the type of cover you’re after (extras only, hospital or combined). Having your medicare card handy will help speed up the process.

Our easy-to-understand forms keep things simple and we offer guidance on every question.

What is health insurance, and what different types of policy are there?

Health insurance is designed to cover the cost of private medical treatment for illnesses or injuries.

In most cases you will pay a monthly premium for your health insurance. When medical treatment is required, the health insurance company will pay out subject to any excess you choose, up to an agreed cover amount.

There are a number of types of health insurance. Most policies will cover essential treatments, but if you’d prefer to secure specialist therapies and complementary medicines, it is possible to pay for more comprehensive health cover.

It’s worth remembering that certain policies offer to reduce the cost of your cover if you can demonstrate that you lead a healthy lifestyle (e.g. if you go to the gym regularly). It is also possible to reduce the cost of your cover by choosing a higher excess. This is the amount you will pay towards the cost of your treatment so make sure you can afford the excess you choose. An excess can apply each year or against each claim so check the options available.

What things should I consider when choosing a policy?

Before purchasing private health cover, find out what it will pay out for. Don’t pay for features you don’t need. Our health insurance experts can help guide you through the process, and help find a policy that suits your needs, and offers you the right level of cover.