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Qantas Health Insurance at a Glance

  • Depending on your level of cover, get 60%, 65% or 75% back on Extras up to your annual limit when you claim2
  • Claim on the go for most Extras either online or via the Qantas Wellbeing App
  • Backed by industry experts nib
  • Enjoy unlimited preventative dental and unlimited emergency ambulance transport (if relevant in your State or Territory) with combined Hospital and Extras cover (waiting periods apply).

About Qantas Health Insurance

Looking for more rewarding health insurance? Qantas Health Insurance offers a range of cover, so if you’re young and single, newly married, busy raising a family or enjoying a well-earned retirement, they have you covered. Plus, as the only health insurance that comes with Qantas Points you could be turning your health premiums into your next holiday.

What Does Qantas Health Insurance cover?

Qantas Health Insurance provides health cover for singles, couples, families and single parents. Choose from a range of Hospital and Extras options to suit your needs and budget, from basic to comprehensive levels of cover.

Hospital Cover

Qantas Health Insurance Hospital cover helps pay for in-hospital costs such as surgery, anaesthesia, private rooms, and theatre fees for services included in your Hospital cover. Your out-of-pocket costs will vary according to the Hospital cover you select, the Hospital excess you choose, your health fund, the medical professionals required, and the procedure involved. Read the Policy Booklet for more details.

Extras Cover

Qantas Health Insurance extras cover helps pay for treatments often not covered by Medicare like dental, physiotherapy and optical. It works by providing a percentage back, so whatever the recognised provider2 charges you for an eligible service, Qantas Health Insurance will pay 60-75% back depending on your level of cover, up to your annual limits. Read the Policy Booklet for more details.

Ambulance Cover

In some states and territories, ambulance costs are covered by the local government, while in other parts, it’s recommended you take out a subscription to cover the cost of all ambulance transport.

Emergency Ambulance Transportation is included on all Qantas Health Insurance policies (if relevant in your State or Territory).

Claiming Options

Convenient options to make a claim, including:

  • Swipe your membership card at any providers with a HICAPS terminal to claim on the spot,
  • Claim through online self-service portal,
  • Claim on Extras through Qantas Wellbeing App.

Can you manage your Qantas Health Insurance policy online?

Yes, they have a 24/7 online service that allows members to check extras limits, submit claims or update their details. You can also make a payment with VISA or Mastercard through this members’ portal.

Why choose Qantas Health Insurance?

As the only health insurance that comes with Qantas Points, you could earn 1 Qantas Point per for every $1 spent on your premium.3 Plus you could earn 12,000 Qantas Points in a year with the Qantas Wellbeing App by walking 10,000 steps each day and regularly reaching your sleep goals.3

Compare and switch health insurers

Are you looking to switch to Qantas Health Insurance? Or perhaps you’d like to compare Qantas’s products against other great Australian health funds? Whatever your needs, our comparison service helps you find a suitable level of cover in minutes.


Qantas Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib) a registered private health insurer and is arranged by Qantas Airways Limited ABN 16 009 661 901 (Qantas), for which Qantas receives commission.

To earn Qantas Points or access your policy via the Qantas self-service portal / Qantas Wellbeing App, you must be a member of the Qantas Frequent Flyer (QFF) program, and provide your QFF number to the Qantas Health Insurance team. A joining fee usually applies. However, this will be waived if you join with the help of the Qantas Health Insurance team. Membership and points are subject to the QFF program terms and conditions.

  1. Provider must have professional qualifications recognised by nib. Over 135,000 Extras providers across Australia.
  2. Qantas Frequent Flyer (QFF) members who purchase a Qantas Health Insurance policy will earn 1 Qantas Point per $1 value of premium paid excluding any Government rebate amounts applied to reduce the cost of the premium. Qantas may withdraw or extend this offer at any time.
  3. The Qantas Wellbeing App (the App) is available to Qantas Frequent Flyer (QFF) members aged 13 years of age and over. The number of Qantas Points offered on activities in the App may vary depending on the Eligible Qantas Product/s the member holds. See the Wellbeing Program Terms and Conditions for details. Membership and Qantas Points are subject to the QFF Terms and Conditions. A joining fee usually applies, however this will be waived when signing up via the App. Each App user who is covered under a Qantas Health Insurance policy could earn 12,000 Qantas Points in a year through the App, by reaching a Daily Stepping Challenge goal of at least 10,000 steps every day, a Weekly Stepping Challenge goal of at least 70,000 steps every week, and any Sleep Health Challenge goal 6 out of every 10 nights. Qantas Points earned with the App will be credited to the App user’s QFF account fortnightly. Qantas may amend or withdraw points offers on activities in the App at any time.
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