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What is travel insurance?

Travel insurance is a product that provides you with financial protection, as well as the all-important peace of mind, in case of accidents, unforeseen medical costs, flight or accommodation cancellations, and the loss or theft of your belongings (e.g. suitcases, handbags, or electronic devices) while you’re travelling. In addition, specialised travel insurance can cover you for travel outlays, doctor visits and acceptable pre-existing medical conditions.

Whether you’re travelling domestically or overseas, it’s best to take out travel insurance as soon as you book your trip, as you would then be covered for any deposits you pay or final payments you make. If your flight is cancelled, or you fall ill before your holiday commences, you will have protection under your policy. Compare travel insurance.

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Beginning to end

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About travel insurance

Why get travel insurance

Travel insurance pays a benefit for a wide range of unplanned incidents; including trip cancellations, loss of personal belonging, and illness or accident expenses.

Travel cover inclusions

‘Common exclusions’ are events that your travel insurance policy doesn’t cover you for, such as acting illegally, or suffering injuries while being under the influence of alcohol.

Claiming on travel cover

No matter how well-prepared you are for your trip, you need to know how you can claim on your travel insurance policy.

Travel insurance glossary

Travel insurance policies may contain confusing terminology. Our glossary will assist you in cutting through any jargon, and may help you gain a better grasp of your policy.

Top destinations

Types of travel insurance

Adventure travel insurance

Adventure travel insurance gives you peace of mind for enjoying adrenaline-charged activities such as skydiving or bungee jumping on your trip.

Cruise travel insurance

Cruise travel insurance can take care of medical costs if you get sick or injured away from the Australian shores, or recoup your deposit if you cancel your trip.

Student travel insurance

Student travel insurance can help you when something goes wrong on a trip you’ve worked hard to save for.

Family travel insurance

Taking out family travel insurance makes it easy for you to safeguard your loved ones under one policy.

Pregnancy travel insurance

Don’t know whether you’ll be covered for a pre-baby trip? Turns out you can get travel insurance when you’re pregnant, but this depends on a range of factors.

Seniors travel insurance

Seniors can still enjoy the benefits of having travel insurance while they’re busy travelling the world. However, your age and health status can affect what you pay.

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