The United States of America is a country that begs to be explored and experienced, all 50 states of it. Each region offers something a little different. In Yellowstone National Park, for example, you can experience the natural beauty of the South Central Rockies; maybe do a spot of hiking. But, venture west for a few hours, and you could be ‘dressed to the nines’ and playing baccarat inside The Bellagio casino in Las Vegas.
Thousands of Aussies make the trip to the United States of America each month – roughly 85,000 of us,5 in fact. And while it is typically a safe place to visit, we may want to protect ourselves from a broad range of things that could go wrong: theft, injury, cancellations, delays – the list goes on.
It’s because of this, that travel insurance should be a key part of your trip to the United States.
Theft is becoming less of a problem nationwide, with a decrease in incidents each year since 2012.1 However, less crime doesn’t mean zero crime, and you should still be forever on the lookout for pick pocketing and other petty crime. Also, 1,378 emergency passports were issued in the United States between 2014-15, with the Los Angeles AUS consulate issuing the most (501).7 Don’t become a statistic, keep a close eye on the most precious item in your luggage!
In 2011, the cost to stay in a hospital bed per day totalled $628.43 in USD (roughly $870 AUD, at time of writing).2 While it’s well-documented that the United States has great quality of healthcare,3 but that doesn’t mean you’ll want to pay through the nose for it! Travel insurance can help cover the costs for hospital stays, and even provide a small cash allowance for food, phone calls, etc.
The USA is a great place to explore, with the American Midwest offering stunning mountain vistas, while the east coast sports seaside and beaches as you dive deep into Florida. Renting a car is relatively easy, but you need to be careful to observe the road rules of whatever state you’re in. A travel policy should help you pay the rental car excess in the event of an accident.
Oh, and don’t forget to drive on the right side of the road (literally)!
A quick look the ‘delay index’ from Flight Stats indicates that very few US airports show anything but a ‘low’ risk for flight delays. As of March 2016, the United States Bureau of Transportation Statistics reports that 81.55% of flights arrive on time. As for those that don’t arrive on time, the most common reasons were non-extreme weather, airport operation issues, heavy traffic in the air, etc.4
Even though delays are relatively uncommon, it could happen to you. A travel insurance policy could mean the different of getting reimbursed for missing something important in your itinerary, and having to swallow the cost.
Planning a trip elsewhere? Check out travel insurance for other popular destinations.