Several factors may influence your ability to claim on your insurance, such as your actions while on the trip or your health status prior. These are called exclusions.
Be on the lookout for these common exclusions in your policy:
Exclusions are plainly listed in your product disclosure statement (PDS), so make sure you read this carefully when taking out insurance.
Generally speaking, Thailand can be a fairly safe place to visit if you exercise some common sense, although you should always check the travel warnings for your destination on Smartraveller. Here are a few things you should keep in mind during your stay.
If you are involved in an incident, contact emergency services (e.g. police, ambulance), and then your insurer. You can also contact the Australian Embassy in Thailand if you get into any particularly thorny issues.
If you’d prefer to avoid Thailand’s wet season, which can bring severe storms and flooding, then the best time to visit the country will depend on which part of it you visit.
In north and central Thailand, the wet season occurs from May to October, so a great time to visit those parts would be during the warm and bright summer months. However, the southern peninsular of Thailand experiences their wet season from November to March.
You might want to decide where you want to go in Thailand before deciding on the best time to visit.
Anything that insults the revered Thai monarchy is considered a crime and could get you thrown in jail for up to 15 years.
Martial law is still in place in many provinces throughout Thailand, especially border regions. As such, check for travel warning on Smartraveller before you leave, and exercise caution depending on where you travel.
There are plenty of great bars and hotels to visit, so there’s no need to drink out on the streets.
You may be asked to provide your passport as a deposit or guarantee when hiring things like motorcycles. As a blanket rule, do not, under any circumstances, provide your passport when hiring something, and be extremely careful who you hand your passport to in general.
As an Australian tourist, you may be eligible for visa-free entry to Thailand for up to 30 days if you’ve entered through an international airport, or up to 15 days if you’ve entered through a land border. You’ll need to apply for a visa if you’re staying for longer or visiting Thailand for non-tourism purposes.
There are strict penalties for visa offences. If you overstay your visa, you will not be allowed to leave Thailand until you’ve paid a fine. You may also be arrested, prosecuted, jailed, deported and banned from re-entering Thailand. Be sure to notify the Thai Immigration Bureau if you plan to stay more than 90 days.
If you’re heading to Thailand soon, make sure you take out a suitable travel insurance policy. You may not think you need it but, as we mentioned earlier, why take the risk?
Not sure where to look for a travel insurance policy? Our simple travel insurance comparison service is a great place to start. Within minutes of entering just a few details, you can peruse and compare a selection of travel insurance policies available to you.
And, as always, register your trip on Smartraveller.gov.au before leaving. If you’d like to travel elsewhere, check out our destination guide for travel insurance.
Australian Government: Department of Foreign Affairs and Trade – Consular State of Play 2017-18, September 2018.
Australian Government: Department of Foreign Affairs and Trade – Travel insurance. Published on Smartraveller.gov.au.
© Commonwealth of Australia. Department of Human Services – Reciprocal health care agreements. Updated May 2018.
Australian Government: Department of Foreign Affairs and Trade – Thailand. Published on Smartraveller.gov.au, updated March 2019.