Travel insurance for Thailand

Average customer rating: 4.3/5
Written by Tiana Lee-Collins
Reviewed by Adrian Taylor
Last updated March 21, 2024

Travel insurance tips for Thailand

Catriona Rowntree’s top travel insurance tips for Thailand.
Catriona Rowntree

Why take out travel insurance for Thailand?

Preparing against the unexpected can help compensate you in the event your trip doesn’t go to plan. If you’re interested in taking out travel insurance for Thailand, consider these benefits:

  • It can provide financial protection when things go wrong on your trip, including injuries, illnesses, delays and more.
  • Petty theft, such as pickpocketing, is common in Thailand. Your travel insurance cover can reimburse you for the cost of your stolen or damaged items.
  • If a natural disaster occurs, you may be covered for cancellations or rescheduling your journey.

Choosing cover for your trip to Thailand

The type of cover you need will depend on a number of factors, including your health, age, where you’re travelling to and what you plan to do while on holiday. Before choosing travel insurance for Thailand, consider the following:

  • What you need to be covered for, including pre-existing conditions, theft and cancellations.
  • What activities you plan on doing, as not all adventure or water-based activities are covered automatically.
  • If you plan on driving and what rental vehicle you want – motorcycles and scooters are not included under rental car excess cover.
  • Any exclusions to your policy that might affect your ability to claim.

Expert tips for choosing the right travel insurance for Thailand

Our travel expert, Adrian Taylor, has the inside knowledge for you on choosing a suitable travel insurance policy your you trip to Thailand.

Adrian Taylor
Executive General Manager – General Insurance

Get protection against illness and injuries

Drinking unfiltered water – even ice cubes – can cause you to fall ill and food poisoning is common. In that case, it’s important to have medical cover to financially protect you against illness or injuries while overseas. Also, be sure to only visit reputable medical providers when seeking medical care.

Get cover for your pre-existing conditions

Air pollution in Thailand can be a serious problem. If you have asthma or a similar condition, make sure your pre-existing medical conditions are covered before travelling.

Consider COVID-19 cover

Many insurers now provide protection against COVID-19 related losses, but you’ll typically need to purchase a comprehensive policy for COVID-19 cover to be included. Look for the COVID-19 icon when you compare products on our website.

About travel insurance for Thailand

Do I need travel insurance for Thailand?

What can travel insurance cover in Thailand?

What does travel insurance for Thailand exclude?

Safety in Thailand

Is Thailand safe?

Driving in Thailand

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.

1 Australian Government: Department of Foreign Affairs and Trade. Consular State of Play 2021-2022. Published 2022. Accessed March 2023.