Travel insurance for Vietnam

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A guide to travel insurance for Vietnam

Last updated March 19, 2024
Written by Tiana Lee-Collins
Reviewed by Adrian Taylor

Why take out travel insurance for Vietnam?

Vietnam has a rich culture and extensive history you can immerse yourself in, but no matter how ironclad your itinerary is, the unexpected can quickly derail your trip if you don’t have the proper protection. This is where travel insurance can help.

  • You can get medical coverage for medical treatment or hospital expenses that you incur if you’re injured or fall ill while overseas, as you won’t be covered by private health insurance or Medicare.
  • It’s a good idea to get comprehensive travel insurance as soon as you make a booking and pay any deposits. This may ensure you have cancellation cover from the start in case you need to cancel your trip.
  • Pickpockets are common in Vietnam, but a travel insurance policy may reimburse you for lost or stolen belongings up to the limits of your policy.

Choosing travel insurance for Vietnam

When comparing travel insurance policies, understanding your own personal circumstances will help when choosing which policy to purchase:

  • Pre-existing medical conditions. If you have a pre-existing medical condition, search for products that allow you to declare these conditions as part of your application to your chosen insurer, and check the PDS for details on what conditions may be covered.
  • Optional extras. If you plan on taking a cruise adventure, you should keep in mind that not all policies will automatically cover cruises, and you may need to purchase cruise cover as an optional extra. Similarly, some riskier activities may need to be covered under an adventure sports pack.
  • Family trips. Travelling solo versus travelling with family can make purchasing travel insurance slightly different. A family travel insurance policy can have more value than multiple single trip policies by covering you, your partner and your dependants all under one policy.

Expert tips for choosing the right travel insurance for Vietnam

Our Executive General Manager of General Insurance, Adrian Taylor, is keen to help you choose a suitable policy for your Vietnamese holiday, so he’s compiled a few tips to get the most out of your travel insurance.

Adrian Taylor
Executive General Manager – General Insurance

Check if you’re covered for COVID-19

While many insurers provide cover for certain COVID-19 (coronavirus) related losses, in most cases, you’ll need to purchase their top-tier or comprehensive policy for COVID-19 coverage to be included. Look for the COVID-19 icon when you compare products.

Cover yourself if you plan to drive

Road accidents are common in Vietnam, so if you’re planning to rent a car, it can be a good idea to get rental vehicle excess cover. This covers your excess payment to the rental company if your vehicle is damaged or stolen. For two-wheeled vehicles, consider motorcycle and scooter cover.

Consider what level of luggage cover you need

If you’re travelling with valuable items, you may want higher levels of cover for your belongings. Some insurers offer additional cover for high-value items, such as jewellery or electronics. However, don’t leave your possessions unattended in public, as any belongings that are stolen, lost or damaged may not be covered.

About travel insurance in Vietnam

Do I need travel insurance for Vietnam?

What does travel insurance for Vietnam exclude?

Are you travelling to nearby countries during your Vietnam trip?

Safety in Vietnam

Is Vietnam safe?

Be aware of health risks

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.

1 Department of Foreign Affairs and Trade. Consular State of Play 2021-22. Accessed August 2022.

2 Smartraveller. Vietnam. Last updated July 2023. Accessed August 2023.