Travel insurance for Singapore

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A guide to travel insurance for Singapore

Last updated March 13, 2024
Written by Tiana Lee-Collins
Reviewed by Adrian Taylor

Why take out travel insurance for Singapore?

While there are many reasons it’s important to consider taking out travel insurance for Singapore, here are three things your comprehensive policy may help with:

  • Medical expenses. If you suffer an unexpected injury and illness overseas, the medical cover in your policy can help you claim reimbursement or some of your medical bills.
  • Lost or stolen luggage. If you are vigilant with your belongings when in airports, on public transport and in other busy tourist areas, but they still get stolen, travel insurance may cover some of the costs of replacing your items.
  • Cancellations. You may need to cancel your trip for a number of reasons such as falling sick and being unable to go or an unforeseen natural disaster might impact your trip. In these cases, and more, travel cover could reimburse some of your trip expenses.

Choosing cover for your trip to Singapore

Before choosing a policy and venturing across the Timor Sea, you should consider your individual circumstances to help ensure that your policy is one that matches your needs.

  • If you have any pre-existing medical conditions, search for products that allow you to declare these conditions as part of your travel insurance application. However, not all pre-existing conditions can be covered, and others may require an increased premium.
  • If you’re a senior traveller, you should check the age limits of any policy you’re considering to make sure you are eligible for your cover. These age limits will differ depending on the travel insurance company and policy.
  • If you’re planning a family trip, you may find more value in choosing travel insurance for a family that may cover everyone under a single policy, rather than having to purchase multiple individual policies.

Expert tips for choosing the right travel insurance for Singapore

Our Executive General Manager of General Insurance, Adrian Taylor, has a few tips on searching for policies that suit the needs of your upcoming trip.

Adrian Taylor
Executive General Manager – General Insurance

Check if you’re covered for COVID-19

While many insurers may provide cover for COVID-19 (coronavirus) related losses, in most cases you will need to purchase their top tier policy for COVID-19 cover to be included. When using our comparison service, look for the COVID-19 icon when you compare products.

Purchase cover as soon as you book your trip

It’s a good idea to compare policies and purchase comprehensive travel insurance as soon as you make a booking or pay any deposits. This way you may have cancellation cover from before you depart should an unexpected event cause you to need to cancel your trip.

Consider what level of coverage suits your trip

While a basic, medical-only policy can be useful if you’re on a budget, you may want a higher level of cover to get financial protection against medical expenses, theft, and more. Depending on your plans, you may also want cover for any adventure activitiescruises or rental car excess. If you’re a frequent traveller you may also consider taking out an annual multi-trip plan over a single policy.

Understanding travel insurance for Singapore

Do I need travel insurance for Singapore?

What should my travel insurance for Singapore include?

What is excluded from travel insurance for Singapore?

Is Singapore safe?

Bird eyes view of Singapore City skyline in Singapore

Most of the time, Singapore is safe. However, being mindful of your surroundings and local laws can help you have a fantastic, safe and fun experience.

In an emergency, you should dial 112 or contact local police in a non-urgent case. Your travel insurer should also have a 24/7 emergency assistance hotline for you to contact for assistance.

Contact your insurer within 24 hours of an incident and include supporting documentation, like a police report, photos or receipts. Remember that you also have support from the Australian Government in the form of consulates and embassies should you find yourself in need.

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.