Travel insurance for Bali

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A guide to travel insurance for Bali

Last updated March 14, 2024
Written by Tiana Lee-Collins
Reviewed by Adrian Taylor

Travel insurance tips for Bali

Catriona Rowntree’s top travel insurance tips for Bali.
Catriona Rowntree

Why take out travel insurance for Bali?

If you’re planning a trip to Bali, travel insurance can help you maintain peace of mind on your journey with these benefits (and more):

  • Illnesses or injuries can occur at any time, so it’s a good idea to be covered for any medical or hospital treatment you may need, as well as emergency medical evacuation back to Australia.
  • In the case of pickpockets or lost luggage, you may be reimbursed for your belongings up to the limits of your policy.
  • To maximise the value of your comprehensive travel insurance, purchase your policy as soon as you make any bookings and pay any deposits. This ensures you have immediate cancellation cover should you need to cancel your trip before you even leave.

Choosing the right travel insurance for Bali

When buying a travel insurance policy, it’s important you understand how to search for policies that suit your needs. A few things you should consider when comparing travel insurance cover include:

  • Whether you may need extra cover for any adventure activities, as well as rental car excess cover or motorcycle and scooter cover in case you plan to drive around while you’re in Bali.
  • If you have any pre-existing medical conditions, you may want to search only for policies that allow you to declare your conditions for assessment so that you may be covered.
  • The details of what is and isn’t covered in your policy, as listed in your Product Disclosure Statement (PDS) and Target Market Determination (TMD).

Expert tips for choosing the right travel insurance for Bali

Our Executive General Manager of General Insurance, Adrian Taylor, has a few top tips for helping you choose a suitable policy for your trip to Bali.

Adrian Taylor
Executive General Manager – General Insurance

Consider getting extra coverage for risky activities

Water sports (e.g. snorkelling, scuba diving, jet-skiing) can be great fun while on your Bali holiday but may be excluded from your insurance policy. You may be able to include this cover as an extra on your policy, or by taking out more comprehensive insurance that includes cover for adventure activities.

Search for a policy that suits your itinerary

When deciding on travel insurance for Bali, consider the cover most relevant to your trip. Comprehensive insurance is available as both single and annual multi-trip policies and can include cover for medical expenses, cancellation fees, luggage and rental vehicle insurance excess.

Consider COVID-19 cover

While many insurers are automatically providing cover for some COVID-19 related losses, in most cases, you’ll need to purchase their top tier cover or comprehensive cover for COVID-19 cover to be included.

About travel insurance for Bali

Do I need travel insurance for Bali?

What should my travel insurance for Bali include?

What does travel insurance for Bali exclude?

Safety in Bali

Is Bali safe to visit?

What do I do if there’s an emergency in Bali?

Meet our travel insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As the Executive General Manager of General Insurance, Adrian Taylor believes in educating customers about the importance of travel insurance so that anyone can kick back and make the most of their time away from home. While no one wants a disrupted holiday, a suitable travel insurance policy can provide a financial safety net for yourself, your belongings and your trip in case things go wrong.

Australian Government: Department of Foreign Affairs and Trade. Indonesia. Last updated July 2023. Accessed July 2023.