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Budget Direct Home & Contents Insurance at a glance

  • Money magazine’s Insurer of the Year 2017
  • Mozo’s People’s Choice Award 2016
  • 24-hour Claims Service

About Budget Direct Home & Contents Insurance

Budget Direct is proud to offer simply smarter insurance that could save you money. Using Smarter questions they avoid subsidising “high-risk” clients which means they can pass the savings on to their customers by offering lower prices. Their commitment to innovation means you get the features you’d expect + more

Budget Direct’s policies are underwritten by Auto & General Insurance Company Ltd.

Why choose Budget Direct Home & Contents Insurance?

Budget Direct’s customers rate their home & contents insurance 4.4 out of 5 stars. (Based on 1,792 independent reviews collected by BazaarVoice between February 1st 2016 and January 31st 2017.)

Budget Direct is proud to offer simply smarter insurance that could save you money. An award winner year after year, Budget Direct is committed to innovation meaning you get the features you’d expect + more including:

  • No forms to fill in – ever!
  • Annual, monthly & fortnightly payment options

Smart cover options so customers can customise their insurance.

Policy benefits:

Here are some of Budget Direct’s Smart Home and Contents Policy highlights:

  • Up to $20 million legal liability cover
  • Fire cover
  • Explosion cover
  • Theft or attempted theft
  • Malicious damage, vandalism, riot or civil commotion
  • Accidental breakage of glass, ceramic & sanitary fixtures
  • Storm & rainwater damage
  • Lightning Cover
  • Earthquake Cover
  • Escape Of Liquid
  • Impact Cover
  • Lump sum or instalment payments
  • Debris Removal and extra costs of rebuilding
  • Temporary Accommodation Costs
  • Mortgage Discharge Costs
  • Funeral Expenses up to $7,000
  • Replacement Of Locks Up To $500
  • Open Air Contents Cover – Contents in the open at the insured address
  • Contents While moving address
  • Credit Card Cover Up To $1,000
  • Uninsured Guests’ Contents Cover Up To $500
  • Unattached Equipment Cover Up To $500

Customers can tailor a policy to suit their own individual needs with the Budget Direct Smart cover options:

  • Personal Effects Cover
  • Motor Burnout Cover
  • Accidental Damage Cover
  • Flood Cover
  • Choice Of Excess Options
  • Sum Insured Safeguard
  • Landlord – Tenant Default Cover
  • Landlord – Theft and Malicious Damage by Tenant Cover

Always read the Product Disclosure Statement for each policy before making a decision to buy.

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