Everyday Insurance customers can pay for their home and contents policy via direct debit from a credit card or bank account. You can choose between monthly payments or annual payments.
Keep in mind that monthly payments incur a fee, and so over a full year you may pay more than if you had elected to pay annually.
Everyday contents insurance covers the following items:
Everyday home and contents insurance covers storm and flood damage as standard. Other types of natural disasters (such as bushfire, earthquakes, tsunamis and volcanic eruptions) are also covered, as well as hail and lightning damage.
You can make a home and contents insurance claim with your online account, which you can access from any device 24/7. Likewise, you can call the emergency assistance line at any time to lodge a claim over the phone.
You will need to provide your policy number and any evidence related to your claim, like receipts, photographs or police reports.
You will have to pay a basic excess when making an insurance claim with Everyday Insurance, and you may have to pay a higher excess if the claim is related to an earthquake or flood. Your basic excess will vary depending on the value you select when you take up the policy. Additionally, if you’re claiming for an optional extra, you may have a fixed excess related to that benefit instead of the basic excess.
Everyday landlords insurance covers many of the events included in building and contents insurance, but also includes leasing-specific scenarios such as malicious acts and theft by tenants and loss of rent following damage to the investment property.
Read the PDS for full details on what Everyday landlords insurance includes.
Everyday Insurance does offer optional extras that you can add to your policy, regardless of whether you have standard of comprehensive cover. These extras are:
You can cancel your Everyday home and contents insurance any time by calling Everyday Insurance directly. You have a 14-day cooling-off period from purchasing or renewing your cover where you will receive a full refund if you cancel your policy (unless you already made a claim).
Everyday home and contents insurance is issued and underwritten by The Hollard Insurance Company Pty Ltd.
You can view the full details in the relevant Product Disclosure Statement when comparing policies through our service. When viewing the results, you can see other related policy documents such as the Target Market Determination by clicking ‘Is this product suitable for me?’.
Any advice is general in nature. Information is accurate as of February 2023.