What is rideshare insurance?

Average customer rating: 4.3/5
Written by Kenneth Young
Reviewed by Adrian Taylor
Last updated March 19, 2024

Expert tips for rideshare insurance

Adrian Taylor
Executive General Manager – General Insurance

Let your insurer know you’re using your car for business use

If you work as a rideshare driver and use your car for private commuting, it’s important that you tell your insurer so you can be covered for business use as well as private and commuting use.

You may need to adjust your existing car insurance policy to suit the change of use

Policyholders who are on a low-kilometre policy and plan on using their vehicle for ridesharing may want to consider talking to their insurer first, as this policy may no longer be available to you.

Consider upgrading to a comprehensive car policy

Your current insurance provider may not provide cover for rideshare driving unless you upgrade to a comprehensive policy. If you want to stay on a third-party policy, compare car insurance quotes to see if another insurer offers cover for rideshare driving with those levels of cover.

Consider increasing your excess to balance any increased premium

Including rideshare use in your policy can increase your premiums, even if you maintain the same level of cover. You may be able to lessen the impact by choosing a higher excess, which reduces your premiums, but keep in mind that you will have a higher excess to pay if you make a claim.

Car insurance for rideshare

What types of insurance are available to rideshare drivers?

What does car insurance for rideshare drivers cover?

Is car insurance required to be a rideshare driver?

How much does insurance for ridesharing cost?

Changing cover for rideshare insurance

Will my current policy cover me if I start driving for a rideshare platform?

What should I look for in an insurance policy that covers rideshare services?

Important to know

What should I do in an accident?

As a rideshare driver, can I claim my car insurance premiums on tax?

Meet our car insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As Executive General Manager of General Insurance at Compare the Market, Adrian Taylor is passionate about demystifying car insurance for consumers, so they have a better understanding of what they’re covered for. Adrian’s goal is to make more information available from more insurers, to make it easier to compare and save.