Windscreen excess in car insurance

Average customer rating: 4.3/5
Written by Kenneth Young
Reviewed by Adrian Taylor
Last updated March 21, 2024

Tips from our car insurance expert, Adrian Taylor

Compare the Market’s car insurance expert, Adrian Taylor, has these tips for car owners looking to maintain their car insurance with windscreen excess cover.

Adrian Taylor
Executive General Manager – General Insurance

Always read the Product Disclosure Statement

Windscreen cover may not be automatically included in your policy, but it could be offered as an optional extra. Make sure you read your policy’s PDS to understand all the details of your coverage.

Compare car insurance annually

If you want windscreen cover and don’t currently have it, comparing insurance quotes annually may be able to provide you with a policy that includes the cover you want at a price you’re comfortable with.

Update your cover when you move

When we move home, we often update our home and contents but overlook our car insurance. Where you live and park your car may impact your risk of making a claim on windscreen cover, and it’s critical you update your insurer if your details change.

The basics of windscreen cover

What is windscreen and window glass cover?

How does windscreen cover work?

Does windscreen/window glass cover other glass in my car?

Why should I get car insurance with windscreen cover?

Do other kinds of car insurance cover window cracks and chips?

Making a claim

What should I do if my windscreen is chipped, cracked or damaged?

Is it illegal to drive with a cracked windscreen?

Can I choose my own repairer with windscreen and window glass cover?

If I make a claim on windscreen and window glass cover, does that affect my no-claim discount (NCD)?

How much is a windscreen repair?

What if I don’t have windscreen and window glass cover?

Meet our car insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As Executive General Manager of General Insurance at Compare the Market, Adrian Taylor is passionate about demystifying car insurance for consumers, so they have a better understanding of what they’re covered for. Adrian’s goal is to make more information available from more insurers, to make it easier to compare and save.