No claim bonus

Average customer rating: 4.3/5

A guide to no claim bonus

Updated March 19, 2024
Written by Kenneth Young
Reviewed by Adrian Taylor

The basics

What is a no claim bonus?

How is the no claim bonus calculated?

Can a no claim bonus be transferred?

How to protect a no claim bonus rating

What happens to my no claim bonus if I make a claim?

What is no claim bonus protection?

Important to know

Does a no claim bonus guarantee my premium won’t increase?

Does theft affect a no claim bonus?

Does a windshield claim affect my no claim bonus?

Meet our car insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As Executive General Manager of General Insurance at Compare the Market, Adrian Taylor is passionate about demystifying car insurance for consumers, so they have a better understanding of what they’re covered for. Adrian’s goal is to make more information available from more insurers, to make it easier to compare and save.