Queensland has earned the reputation as being one of the go-to holiday destinations for Australians and overseas visitors. With drawcards like Hamilton Island, the Great Barrier Reef, Brisbane, plus the hive of activity on offer from Australia’s theme park capital, the Gold Coast, there’s much on offer for those who flock to the Sunshine State.
With such diversity in road terrain, places to travel and a growing population, being protected on the road is an important part of everyday life for Queenslanders.
Road accidents on Queensland roads are an unfortunate reality of driving, and often happen when you least expect it. You can’t control life’s unfortunate mishaps, but you can take steps to make sure you’re protected should the unimaginable happen.
Types of car insurance in Queensland
For the best peace of mind behind the wheel, comprehensive car insurance gives you the highest level of protection for your car. Comprehensive policies typically insures against accident-related expenses arising from damages and repairs for both at fault and not at fault accidents. It also can include cover for fire damage, theft, storm and hail damage. .
You are also obligated to hold compulsory third party insurance (CTP), so that if someone is injured as a result of an accident where you’re at fault, they will be able to receive compensation. While it is compulsory, you can choose which insurer you wish to be covered by.
Lastly, you can take out Third Party Fire & Theft or Third Party Property cover. This will cover any costs associated with you inflict damage on third party vehicles or property. That said, third party fire and theft does provide additional cover in terms of damage caused by uninsured third parties, although this is subject to insurers policy limitations. Always refer to your PDS for policy cover and limitations.
Finding the best value policy to suit your needs
At comparethemarket.com.au, we’ve teamed up with a bunch of Australia’s insurance brands widely available across Queensland to make it easier to compare car insurance. By using our handy comparison tool, you may find you not only save time, but also money. In just a few minutes you’ll be greeted with a range of quotes, so you compare your options in the one spot.
Comprehensive cover can help you back on the road faster by avoiding sudden nasty expenses. Take a look at comparethemarket.com.au’s online comparison tool and see if you can get a better deal on your car insurance today.