Car insurance for hail damage

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A guide to car insurance for hail damage

Updated March 15, 2024
Written by Kenneth Young
Reviewed by Adrian Taylor

Expert tips on car insurance for hail damage

Compare the Market’s car insurance expert, Adrian Taylor, has these tips for car owners to help them navigate insurance for hail damage.

Adrian Taylor
Executive General Manager – General Insurance

Disclose hail damage to your insurer

If your car is already hail-damaged, you should always disclose this to your insurer when taking out or renewing your policy. This information can be important to an insurer when assessing if they’ll provide cover and the premium you will need to pay.

Weigh up the cost of repairs against your excess

If your car is damaged by hail, consider the costs of the repairs against your policy’s excess before you invest time contacting your insurer and starting a claim. If the repairs are cheaper than your excess, you may still contact your insurer to lodge a claim, however but it might be less economical to complete the repairs this way.

Keep up to date with weather alerts

Avoid hail damage in the first place by heeding any hail alerts sent by your insurer or weather authority. You can also sign up for weather alerts on various sites. Park your car safely away from the elements whenever possible.

Insurance for hail-damaged cars

Does car insurance cover hail damage?

Can I insure a car with pre-existing hail damage?

How car insurance for hail damage works

Do I need to pay excess for hail damage?

Are there cases where I won’t be covered for hail damage?

Important to know

Is it legal to drive a hail-damaged car?

How else can you protect your car against hail damage?

Meet our car insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As Executive General Manager of General Insurance at Compare the Market, Adrian Taylor is passionate about demystifying car insurance for consumers, so they have a better understanding of what they’re covered for. Adrian’s goal is to make more information available from more insurers, to make it easier to compare and save.