What is excess on car insurance?

Average customer rating: 4.3/5
Written by Kenneth Young
Reviewed by Adrian Taylor
Updated 11 April 2024

The basics of car insurance excess

What is car insurance excess?

What is basic excess in car insurance?

What are the different types of excess?

What is the average excess for car insurance?

Should I increase my car insurance excess?

Paying excess

When do you pay excess on car insurance?

Do I pay excess if I damage another car?

Can I pay my car insurance excess in instalments?

Meet our car insurance expert, Adrian Taylor

Adrian Taylor
Executive General Manager – General Insurance

As Executive General Manager of General Insurance at Compare the Market, Adrian Taylor is passionate about demystifying car insurance for consumers, so they have a better understanding of what they’re covered for. Adrian’s goal is to make more information available from more insurers, to make it easier to compare and save.