CTP in Queensland

Compulsory third party insurance is a statutory requirement when registering your vehicle in Australia. In most states CTP is a built-in registration component, however in Queensland, drivers have the option of choosing the provider with whom they wish to insure.

Don’t forget, you can change your CTP provider when your registration is up for renewal too. If you’re interested in shopping around to see if you can potentially get better deal on your CTP cover, the Motor Accident Insurance Commission (MAIC) can assist you with access to their CTP Premium Calculator.

There are 24 classes of vehicles all up, each insurance premium including levies, admin fees and GST, which is determined by the type of car and its use. Visit the Motor Accident Insurance Commission’s site to learn how you can change CTP providers.

Knowing what you’re covered for

CTP insurance won’t cover you for damage to vehicles or property. So in order to get the best level of cover, you’ll need to take out additional insurance.

Comprehensive car insurance is the most popular policy in Australia for insuring damage to vehicles or property, as it offers the greatest protection should you wind up in an accident. There are many features contained within a comprehensive policy, and these differ from brand to brand. Your best bet, therefore, is to compare your insurance to find out what suits you best. At comparethemarket.com.au it’s easy to compare your insurance online.

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