Practical money tools

Reach your budget goals sooner with our practical tools.

Please note that the information provided should be treated as a guide only.

  • Savings Tip Generator
  • Budgeting Calculator

Want tried and tested tips from the experts?

Use our Savings Tip Generator to get budgeting hacks for your everyday life.

Select a category

Select the category you would like savings tips for

Impact level

Select the ‘impact level’ of the change you’re willing to make in order to save

Life aspect

Select which aspect of you're life you would like to save money from

Need help to curb your spending?
Go to CTM's Budgeting Calculator

Need help to reach your savings goals? Use out Budgeting Calculator to understand how much you need to save and the time it will take to achieve it, to help you reach your goals sooner.

Time period


You need to save

$416.67 per month to reach your goal of $20,000 in 4 years


Need help to curb your spending?
Go to CTM's Savings Tips Generator