How dangerous driving can impact your car insurance
Road rage behaviours can not only upset others, but it can also put people at serious risk of harm. Being irresponsible on the roads by driving angrily or dangerously can not only endanger lives and get you into trouble with local law enforcement, but it can also impact your car insurance.
Compare the Market’s Executive General Manager of General Insurance, Adrian Taylor explains that reckless and dangerous drivers could see themselves paying more for car insurance, or risk losing it altogether.
“Car insurance companies use all the data they can to assess risk. If you have a bad driving record, this could see your car insurance premiums increase. When your policy renews, an insurer may even decline to offer you cover,” Taylor says.
“Additionally, if you were doing something illegal or dangerous at the time of an incident because you were engaged in road rage, you could be completely liable but your claim could be declined. This means you would have to pay all damages and costs yourself, out of your own pocket.”
“For so many reasons, including avoiding an unnecessary increase to your car insurance premiums, it’s important to drive safe and stay calm on the roads.”