Home Security Index 2024

James McCay

May 20, 2024

Our home is our refuge, and it can be devastating to come home and find that it has been broken-into. It can make us feel like nowhere is safe.

But is this really the case? Are there some places out there which are better for home security?

As experts in home and contents insurance, we wanted to see which countries have higher rates of theft, how many people use home security devices, and how worried people are about potential break ins at their home.

We gathered data for 19 countries to find out which ones are safer, and which ones have a home security problem.

Here are the findings.

Home Security Index 2024

RankingCountryBurglary rate per 100,000 peopleHome security device usage (% of country)Break-in concern scoreIndex score
5South Korea5060.921.576.11
12United States27742.546.303.89
16United Kingdom71545.243.492.04
17New Zealand1,15041.947.361.30

Is there a trend between higher burglary rates and smart home security?

The line chart below focuses on burglary rates in comparison to smart home security device adoption. For countries with a low burglary rate, there is no clear trend in adoption of home security tech. For example, Japan, Finland, Italy and Spain have low utilisation rates of security devices, while other nations like South Korea, the United States, the Netherlands and Norway have very high adoption rates of security tech.

Looking at the right side of the graph, where burglary rates per capita increase, there does appear to be a similar increase in adoption of home security devices as well.

a bar chart showing the burglary rate per capita and smart home security device adoption rate in various countries across the globe

Where does America fall in the Home Security Index?

While the United States had the fifth-lowest burglary rate per capita, the USA had the fifth-highest percentage of households with home security devices, and the fourth highest break-in concern score. With all factors combined, the USA actually had the sixth-worst score in the Home Security Index with a score of 3.89/10.

Americans are clearly worried about having their home broken into, which is reflected in the high adoption of smart home security devices. It is also driven by extensive media coverage of the rise in shoplifting and theft from stores in several major American cities.6

However, while these thefts may heighten concern around crime, they are a different category of theft and not represented in home break-in statistics, which makes America’s burglary rate per capita appear surprisingly low in comparison.

How does Australia fare in the Home Security Index?

Australia actually performed worse than America, but better than New Zealand and the United Kingdom, coming 13th once accounting for ties – the fifth-most bottom nation – with an index score of 3.52/10. Australia had the sixth-highest burglary rate per capita at 522, and the sixth-highest break-in concern score at 45.72. In turn, almost a third of Australian households have some form of smart home security device installed.

A major talking point in Australia in recent years has been youth crime. In 2022 to 2023 there was an increase of six per cent in the number of offenders aged between 10 and 17 – the first increase in youth offending since 2009, according to the Australian Bureau of Statistics.7 In the state of Queensland, where youth offending has become particularly notorious after a number of high profile crimes, nearly half of all youth offences were committed by serious repeat offenders in 2021 to 2022, according to Bond University.8

How home security upgrades can positively impact your home insurance costs

Home security devices may dissuade criminals from attempting to break into your home (or at least provide recordings of their actions to authorities), but they can also have a positive effect on the cost of your home insurance.

Compare the Market’s Executive General Manager of General Insurance, Adrian Taylor, explains:

“Because smart home security devices like cameras, alarms and motion-activated lights can help reduce the risk of break-ins, burglary and other events, some home and contents insurers take that into account in their pricing,” Mr Taylor said.

“If you have specific types of home security tech, this can lower your premium somewhat. Your insurer will typically ask you questions about home security when you take out a new policy with them.

“Adding new home security tech is no guarantee that you’ll have cheaper home and contents insurance. Not all insurers weight that in so heavily, and even if you do add it in, there are a range of factors that influence insurance pricing, and the cost of your cover may still increase next time it’s up for renewal.

“However, the evidence these devices can provide can help you report the crime to the police and also assist as evidence of an insurance claim.

“If you do add home security devices, make sure you update your policy and let your provider know. Before buying, renewing or switching home and contents insurance it’s vital to also check the Product Disclosure Statement and Target Market Determination to learn all you need to know about a particular policy.”  


To calculate the index, we assigned each country a score between 0 and 10 for each data point, with 10 being the best score and 0 being the worst. These three data point scores were then averaged to create an index score out of 10.

The sources and scoring system are detailed below:

  • Burglary rates were taken from Statista for G7 nations and APAC nations using latest available statistics for each country. Some countries had to have their data sourced individually as they weren’t included in these reports, including Norway, The Netherlands, Sweden, Switzerland, Denmark, Austria, Finland, Belgium and Spain. A higher burglary rate meant the country got a lower score out of 10.
  • The percentage of homes with smart security devices were taken from Statista using latest available statistics for each country. Countries which weren’t included in the Statista report had their figures sourced separately, including Australia, Canada and New Zealand. A higher percentage of households with smart home security, the lower the score out of 10.
  • Home break-in concern scores were sourced from Numbeo. The higher the concern, the lower the score out of 10.


  1. Crime Snapshot. New Zealand Police. 2023.
  2. Retail crime and ram raids. New Zealand Police. 2024.
  3. Crime in England and Wales: Year ending September 2023. Office of National Statistics, Government of the United Kingdom. 2024.
  4. Police solve no burglaries in half of the country. Charles Hymas, Ben Butcher, The Telegraph. 2024.
  5. Fewer burglaries of dwellings since the COVID-19 health crisis over most of the French territory. French National Institute of Statistics and Economic Studies, Government of France. 2023.
  6. Shoplifting Trends: What You Need to Know. Council on Criminal Justice. 2024.
  7. Recorded Crime – Offenders. Australian Bureau of Statistics, Australian Government. 2024.
  8. Is Australia in the grips of a youth crime crisis? This is what the data says. Bond University. 2023.