The best cities to raise a family

James McCay

Feb 5, 2026

Parents – or those wanting to be parents – want the best for their children. When thinking of where to raise children, there’s a lot of factors to consider. Some cities will have more advantages than others – better schools, more parks, higher safety and security.

Ultimately, not all families will have the exact same priorities, but there are some things that could make one location more advantageous than others when it comes to raising a family.

As home loan comparison experts, Compare the Market AU ranked 50 cities across the world based on nine different data points using a weighted index.

Here were our findings.

The top five cities to raise a family

1. Brisbane, Australia

Brisbane is ranked the best city for raising kids, scoring 6.457/10. Brisbane had the highest number of green spaces per capita, with 84.89 parks and playgrounds per 100,000 people. Brisbane’s many parks and playgrounds, including the beautiful South Bank precinct, Roma Street Parklands and Botanic Gardens (of which the city has two), are a highlight and offer families with children wonderful outdoor play time. Brisbane also had the second-highest safety score, and Australian cities ranked sixth-highest in happiness score among the countries represented in the index.

The Queensland capital city is not completely perfect, however. Several other cities had more things to do with kids, and Australia does not spend as much on family benefits or education in comparison to other nations (as a percentage of GDP). If those stats were higher, Brisbane’s score would improve greatly.

2. London, United Kingdom

Scoring 5.992/10 and coming in second place is the historic English city of London. London has the second-highest number of things to do with kids at 758, only just losing to Rome at 771 activities and things to do. The city is full of magnificent historical sights and a rich heritage, with fascinating museums to explore. The United Kingdom also offers a combined 54 weeks of statutory parental leave combined (52 for the mother, and two for the father) – the most amount of time in the world, equal to Australia.

London also has the sixth-highest number of green spaces per capita at 30.49, though this is less than half of that in Auckland, Berlin or Brisbane.

Living in this great city comes at a price. London has the sixth-highest cost of living after Zurich, New York, San Francisco, Washington D.C. and Copenhagen at US$5,037.80 a month on average for a family of four. London also has a lower safety score (the 17th highest of the 50 cities analysed) than any other city in the top 10.

3. Auckland, New Zealand

Ranking third was Auckland with a score of 5.460/10. The Kiwi city did well in many of the areas Brisbane did, such as a good safety score of 79 and plenty of green spaces per capita at 67.85. Auckland also has more than twice the number of things to do with kids than Brisbane does, at 231.

The city has a slightly more expensive cost of living than Brisbane (US$3,663.50 vs US$3,390.70), and New Zealand has a slightly lower national child vaccination rate than Australia (88.33% vs 93.33%). One thing that really holds New Zealand back is the lower statutory parental leave – 28 weeks total (26 weeks for mothers, and two weeks for fathers). This is just over half of Australia and the United Kingdom’s 54 weeks.

4. Helsinki, Finland

Finland’s capital Helsinki was fourth, with a score of 5.305/10. Finland is famous for having the highest happiness score in the world (7.736), but Helsinki also has the highest safety score of 95. Finland also has the second-highest education spending as a percentage of GDP at 6.4%.

5. Sydney, Australia

Rounding out the top five was another Australian city, Sydney. Australia’s largest city scored 5.239/10 and did well in many of the areas that Brisbane did. A standout was that Sydney has 246 things to do with kids, more than twice of that in Brisbane. However, the downside to living in Sydney is that it is also the most expensive city in Australia, with the average cost of living sitting at US$4,162.10 per month for a family of four (AUD$6,176.23).

Australian cities overall performed very well, with Perth and Melbourne also making the top 10, scoring sixth and seventh overall with a score of 5.120 and 5.056/10, respectively. The table below showcases the full index.

The best cities to raise a family index 2026

CitySafety scoreWorld happiness scoreThings to do with kidsMonthly cost of living (USD per family of 4)National Family Benefits Spending
(% of GDP)
National statutory parental leave combined (weeks)Green spaces per capitaNational child vaccination rates (%)National education spending (% of GDP)Index score
Brisbane906.974107$3,390.701.8895484.8993.335.16.457
London686.728758$5,037.801.8545430.4989.675.95.992
Auckland796.952231$3,663.502.5232867.8588.335.35.460
Helsinki957.73696$4,294.303.090286.6491.336.45.305
Sydney806.974246$4,162.101.889547.6293.335.15.239
Perth856.97475$3,784.301.889546.7893.335.15.120
Melbourne806.974166$4,058.001.889542.7393.335.15.056
Stockholm787.34590$4,748.203.3201623.0294.337.35.008
Berlin786.753206$3,949.502.6451469.8388.675.24.969
Seoul776.038710$3,819.601.652151.5196.675.84.904
Paris686.593571$4,414.502.628201.8695.005.34.637
New Delhi454.389632$1,341.507.800260.1293.334.14.591
Prague836.775316$3,383.002.209299.3187.004.34.542
Copenhagen767.52199$5,086.403.146161.6495.006.44.449
Barcelona676.446401$3,356.201.482321.5793.334.64.377
Lisbon816.013389$3,097.501.317233.4793.334.64.352
Wellington726.95264$3,682.102.5232819.4188.335.34.344
Rome646.415771$3,748.301.425192.6091.004.14.328
Vienna886.810165$4,346.002.590224.9984.675.34.234
Madrid686.446311$3,475.301.482321.9793.334.64.234
Manchester446.72885$4,090.901.854541.3889.675.94.111
Tokyo806.147403$3,395.101.975181.9497.003.34.090
Brussels606.910133$4,268.402.803195.1492.006.34.060
Amsterdam757.306239$4,844.001.620222.5287.005.24.020
Munich856.753105$4,210.902.645143.3988.675.23.969
Santiago716.361246$2,546.101.768191.3187.674.93.929
Mumbai494.389169$1,419.907.800260.1893.334.13.901
New York676.724445$6,180.600.6001220.0593.675.43.895
Toronto816.803160$4,130.301.567178.7084.674.93.794
Rio de Janeiro436.494433$2,096.501.960181.7483.005.63.775
Montreal816.803105$3,596.601.567176.2584.674.93.762
Osaka796.147106$2,740.101.975180.8397.003.33.676
Chicago656.724145$4,751.800.6001222.0593.675.43.634
Dallas646.72467$4,610.100.6001230.9293.675.43.633
Frankfurt746.75346$4,402.302.645145.6088.675.23.630
Sao Paulo456.494321$2,333.301.960180.7783.005.63.579
Zurich876.93561$6,900.201.675162.5494.674.93.551
San Francisco616.724199$5,999.800.6001229.8593.675.43.528
Milan666.415200$4,277.701.425245.2791.004.13.500
Houston596.72476$4,068.800.6001213.8193.675.43.389
Johannesburg405.213126$2,625.003.3001936.1276.676.03.307
Washington D.C.566.724173$5,548.400.6001217.0993.675.43.274
Bogota466.004103$1,994.001.836200.7388.005.33.266
Los Angeles566.724192$5,008.800.600124.6793.675.43.225
Istanbul585.262438$2,728.100.454171.4097.333.13.222
Cape Town435.213275$2,530.103.300193.9976.676.03.180
Buenos Aires606.397249$2,953.301.990130.9165.335.93.040
Phoenix466.72466$4,408.300.6001210.3493.675.42.982
Durban405.21344$2,111.503.300190.2476.676.02.752
Mexico City456.979166$2,852.700.548130.4575.004.12.425

Why are Australian cities are some of the best places to raise children?

Australian cities performed very well in Compare the Market AU’s ranking, with four making the top 10, and Brisbane being the best city overall. In comparison to some other cities on the list, Australian cities are typically ranked as very safe, and the nation has high world happiness scores, child vaccination rates, and the highest statutory parental leave in the world from any country listed on the index. Australian cities are also typically much more affordable than other good cities to raise a family, which helped give them an edge in the calculations.

US cities dominate the bottom 10 scores

While Australian cities were crowding the top 10, four of the bottom-ranked 10 cities were American. Phoenix was ranked 48th (out of 50) with a score of 2.982/10, while Los Angeles was 44th with a score of 3.225/10, Washington D.C. was 42nd with a score of 3.274/10, and Houston was 40th, scoring 3.389/10.

The common detractors were low safety scores, some of the lowest in the entire index, the lowest combined national statutory parental leave of the entire index at just 12 weeks, and the USA’s family benefits spending was just 0.6% of GDP, the third lowest of every country covered in the index.

America’s best-ranked city to raise a family was New York, ranking 28th out of 50. Its safety score of 67 was the highest of any American city, and the ‘Big Apple’ was big on child-friendly activities, with 445 listings of things to do with kids. However, it was the second most expensive city in the entire list for cost of living, with a family of four facing an average cost of US$6,180.60 greenbacks a month.

Zurich was the most expensive city in the index, with an eye-watering average cost of living at US$6,900.20 a month.

Set yourselves up no matter where you raise your family by comparing home loans

Stephen Zeller, General Manager of Money at Compare the Market, notes that no matter where you look to settle down and raise your family, if you’re planning on buying or building your home then you’re likely going to need a home loan. Zeller has a few tips for prospective home buyers:

“The difference between scores for the top cities are quite small, showing that all cities have their own unique strengths and qualities when it comes to raising kids. A mortgage is usually for a long time, enough time to start a family and raise your child into adulthood. If you’re looking at buying a home in a city that you think will be a good spot to raise a family, the biggest piece of advice is comparing your options before applying for a mortgage,” Mr Zeller says.

“A mortgage with a smaller interest rate could save you thousands of dollars in interest over the course of your loan. It’s a key thing to look for when getting ready to take out a mortgage.

“Other things to look for are account fees, redraw facilities, offset accounts and other features that could save money or give flexibility to borrowers.”

Methodology

We gathered nine data points for 50 cities across the globe to create a weighted index to rank the cities as the best for raising a family. To calculate the index, each city was given a score from 0 to 10 for each data point, based on how they performed compared to all others. These scores were then used to calculate the overall index score using a specific weighting. The data sources, and how they were ranked from 0 to 10, are listed below:

  • Safety score: a score based out of 100 from local resident polls on safety and police crime reports. The higher the safety score, the higher the score out of 10 for our index calculations.
  • World happiness score: a national score for a country from 0 to 10 that ranks the country’s happiness. The higher the happiness score, the higher the score out of 10 for our index calculations.
  • Things to do with kids: a list of things to do and activities that are categorised as child friendly on TripAdvisor. The higher the number of activities, the higher the score out of 10.
  • Monthly cost of living: the average cost of living in USD for a family of four in a city. The higher the average cost of living per month, the lower the score out of 10 for the index.
  • National family benefits spending (% of GDP): The amount of money spent in a nation on family benefits, as a percentage of the country’s GDP. The higher the spending percentage of GDP, the higher the score out of 10. Member states of the OECD were sourced from the OECD, while other countries had this data sourced from the World Bank.
  • National statutory parental leave combined: the total number of weeks of statutory maternity leave and paternity leave combined per country. The higher the number of weeks of leave, the higher the score out of 10.
  • Green spaces per capita: the number of parks and gardens per 100,000 residents, regardless of the size of the parks. The higher the number of green spaces per capita, the higher the score out of 10 in the index. Population figures were sourced from the United Nations, while the sources for number of parks for each city are listed below.
  • National child vaccination rates: the percentage of children – on average – who are immunised for Diphtheria, Measles, Mumps, Rubella, and Hepatitis B. The higher the vaccination rate, the higher the score out of 10.
  • National education spending (% of GDP): the amount a country spends on education as a percentage of the nation’s GDP. The higher this percentage, the higher the score out of 10.

In the index calculation, safety, things to do with kids, cost of living, and green spaces had the highest weighting. All other factors had a lower weighting.

Green spaces data sources:

A previous article on the topic can be viewed here.