Key factors that may affect your quote
How much you drive
The more your car is on the road, the more risk may be associated with the vehicle. Some insurers may offer reduced premiums if your mileage is low.
Insurers know that on average, more experienced drivers are less likely to have accidents. Call it the wisdom that comes with age!
Your premium can vary depending on the area in which you live and where the car will be parked overnight.
Your previous claims
Make sure to declare any past claims or losses. Leaving something out by mistake could invalidate your policy.
Other drivers listed on your policy may influence your premium. For example, limiting the age of named drivers may reduce your premium.
No claims discount
The fewer claims you have made and the longer you go without making a claim, the less risk you carry for an insurer to cover you. Simple as that. This may result in a more competitive premium.
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"Comparethemarket.com.au was really easy to use and helped me save nearly $600 a year on my car insurance premiums"− Nathan, Queensland
"Comparethemarket.com.au helped me save $360 a year on my annual car insurance premiums"− Jodie, NSW
"Thank you for the massive savings on my car insurance - it went from $935 to $443 for basically the same policy!"− Mandi, Victoria
Compare by features & benefits
When you’re shopping for car insurance, price isn’t the only thing you might want to consider – if you’re interested in comparing car insurance policies by features and benefits, launch our feature comparison tool.
Our comparison tool uses data from an independent 3rd party, LMI Group, to compare product features. Although their products are compared, product providers do not endorse our website and may not approve the data. We have a commercial relationship with participating providers who are listed in our FSG.
About our car insurance comparison
A number of Car Insurance brands on comparethemarket.com.au are underwritten by Auto & General Insurance Company Ltd, which is a related body corporate of Compare the Market Pty Ltd. These brands are: 1st for Women, Australia Post, Virgin Car Insurance, Budget Direct and ibuyeco. For more information please see the ‘about us‘ page and the disclosures below.
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