Some lenders may need a referee for certain cards. This person can be anyone you know who isn’t currently living with you.
Your lender may ask for your employment details, including your current status (full time or part time) as well as occupation.
What is your monthly or annual income after tax? Lenders may also ask for information on additional sources of income (e.g. rental income or investments).
Applying for certain cards will require you to specify your existing level of debt. This may include other credit cards, mortgage repayments and child support.
Some lenders might require you to list anything considered an expense- even detail your weekly food and petrol budget. It’s wise to prepare this information prior to going through your application process, just in case.
You may also be asked about any properties you own, the balance of your accounts (including those not belonging to the lender), and whether you hold any assets of substantial value.