ANZ First

Special offers

0% p.a. first 18 months on balance transfers*, 2% Balance Transfer Fee. *Reverts to standard balance transfer rate, currently 20.24% p.a. Eligibility criteria, T&Cs, fees and charges apply.

Other features

Card Type Visa
Minimum Income N/A
Minimum Credit Limit $1,000
Maximum Credit Limit Upon application
Minimum Monthly Repayment The Minimum Monthly Payment required from you is generally 2% of the relevant Closing Balance (subject to a minimum of $25)
Complimentary Travel Insurance No
Extended Warranty Yes
Available to Temporary Residents Yes
Additional Card Holders Yes
Foreign Exchange Fees Yes
Interest Rate 20.24% p.a.
Interest Free Days on Purchases Up to 55 days
Cash Advance Rate 20.24% p.a.
Balance Transfer Rate 0% p.a. for
18 months

reverts to 20.24% p.a.
2% balance transfer fee applies

Balance Transfer Fee 2%
Annual Fee $30 p.a.
Late Payment Fee $20
General Terms & Conditions

Eligibility criteria, T&Cs, fees and charges apply.

General Terms and Conditions

-Be 18 years of age or over, and;

-Be a permanent Australian resident or a non-permanent resident with more than 9 months remaining on your Visa

Balance Transfer Rate Terms & Conditions

2% Balance Transfer Fee applies. Reverts to standard balance transfer rate, currently 20.24% p.a. Eligibility criteria, T&Cs, fees and charges apply.