Bankwest Breeze Platinum Mastercard

Looking for a low rate credit card? You’ve found it.

Special offers

Enjoy 0% p.a on balance transfers for 26 months (2% BT fee applies), then 10.99% p.a. thereafter. Plus, no annual fees for the first year and access to a range of platinum benefits including no foreign transaction fees on online and overseas purchases. Limited time only. Other fees, T&Cs apply. New Breeze Mastercard customers only.

Other features

Card Type Mastercard
Minimum Income N/A
Minimum Credit Limit $6,000
Maximum Credit Limit Upon application
Minimum Monthly Repayment Greater of 2% of the closing balance or $20 whichever is greater.
Complimentary Travel Insurance Yes
Extended Warranty Yes
Available to Temporary Residents No
Additional Card Holders Yes
Foreign Exchange Fees No
Interest Rate 10.99% p.a.
Interest Free Days on Purchases Up to 55 days
Cash Advance Rate 21.99% p.a.
Balance Transfer Rate 0% p.a. for
26 months

reverts to 10.99% p.a.
2% balance transfer fee applies

Balance Transfer Fee 2%
Annual Fee $0 p.a. for
12 months

reverts to $69 p.a.

Late Payment Fee $25
General Terms & Conditions

Lending criteria, fees and charges apply. Terms and conditions apply and are available on request from Bankwest. One Bankwest Breeze Mastercard per customer. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. Section 24 of our Credit Cards Conditions of Use, available on the Bankwest website, further outlines how this interest free period is calculated.

Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or the financial institution or entity processing the transaction is located overseas. No foreign transaction fees apply for Platinum customers. Other fees and charges may apply, including when using overseas ATMs. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See the Credit Card Insurances Product Disclosure Statement and Information Booklet (PDF) for details. On 9 December 2019 we made some important changes to complimentary overseas travel insurance cover and eligibility criteria. For more information, see the Bankwest website. Coronavirus (COVID-19):​​ Please note that this event is excluded from cover for all destinations. For more information please refer to the Cover-More website.

Discounted annual fee and introductory balance transfer rate offer is available to new Bankwest Breeze Mastercard customers who apply from 11 December 2020 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards. Discounted annual fee: Annual fee is discounted in the first year and will be payable in subsequent years in advance on each anniversary date of card opening. Introductory balance transfer rate: A 2% balance transfer fee is payable on all transactions to which that balance transfer rate applies. Introductory balance transfer rate excludes cash advances. Offer applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the introductory period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers (currently 10.99% p.a.) as outlined in your credit card schedule. Rates are subject to change. Minimum balance transfer amount is $500. A balance transfer request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.