Bankwest Breeze Mastercard

Looking for a low rate credit card? You’ve found it.

Special offers

Enjoy 0% p.a interest for the first 15 months on new purchases, with 10.99% p.a. thereafter. Great for making those ‘must-have’ purchases happen now. Limited time only. Fees, T&Cs apply. New Breeze Mastercard customers only.


Other features

Card Type Mastercard
Minimum Income N/A
Minimum Credit Limit $1,000
Maximum Credit Limit Upon application
Minimum Monthly Repayment Greater of 2% of the closing balance or $20, whichever is greater.
Complimentary Travel Insurance No
Extended Warranty No
Available to Temporary Residents No
Additional Card Holders Yes
Foreign Exchange Fees Yes
Interest Rate 0% p.a. for
15 months

reverts to 10.99% p.a.

Interest Free Days on Purchases Up to 55 days
Cash Advance Rate 21.99% p.a.
Balance Transfer Rate 2.99% p.a. for
9 months

reverts to 10.99% p.a.

Balance Transfer Fee N/A
Annual Fee $49 p.a.
Late Payment Fee $25
General Terms & Conditions

Introductory rate on purchases and balance transfers available to new Bankwest Breeze Mastercard customers who apply from 22 September 2020 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards.​ Introductory rates excludes cash advances​​ applies from the date the card is opened, regardless of when any balance transfer is processed by us​​

After the intro period, the interest rate on any outstanding transferred balance or purchase will be charged at the ongoing rate for purchases and balance transfers, currently 10.99% p.a., as outlined in your credit card schedule​

Minimum balance transfer amount is $500​ a balance transfer request will only be processed up to 95% of your approved credit limit​. Only non-Bankwest-branded credit cards can be balance transferred to Bankwest Mastercard credit cards.​

View balance transfer terms and conditions