Bankwest More Mastercard

Looking for a credit card where you’ll earn reward points every time you spend on eligible purchases plus additional annual bonus points every single year? You’ve found it. As well as earning points on every day spend, you’ll also earn 19,500 annual bonus points every single year, provided you meet the minimum spend requirement.

Special offers

19,500 annual bonus points every single year (Min spend, T&Cs apply)


Other features

Card Type Mastercard
Minimum Income N/A
Minimum Credit Limit $1,000
Maximum Credit Limit Upon application
Minimum Monthly Repayment Greater of 2% of the closing balance or $20, whichever is greater.
Complimentary Travel Insurance No
Extended Warranty No
Available to Temporary Residents No
Additional Card Holders Yes
Foreign Exchange Fees Yes
Interest Rate 19.99% p.a.
Interest Free Days on Purchases Up to 44 days
Cash Advance Rate 21.99% p.a.
Balance Transfer Rate 0% p.a. for
6 months

reverts to 19.99% p.a.
1% balance transfer fee applies

Balance Transfer Fee 1%
Annual Fee $100 p.a.
Late Payment Fee $25
Points Per Dollar Spent  1.5
Bonus Points 19,500
General Terms & Conditions
Rewards Rate Terms & Conditions
  • More Reward Points are earned in accordance with and subject to the Bankwest More Rewards Terms and Conditions. More Reward Points, outside any bonus points, will only be credited to your account at the end of the 2 month period from account opening. You will only be able to redeem points, outside any bonus points, once you have spent at least $1,500 on eligible purchases. One Bankwest More MasterCard account per customer. Limitations and exclusions apply. Points earned and redemption values subject to change.
  • 19,500 annual bonus points can be earned each year. A $3,000 minimum credit limit and minimum spend of $24,000 on eligible purchases (or an average of $2,000 per month) is required during the year to be eligible.
Balance Transfer Rate Terms & Conditions

Introductory rate on balance transfers applies from the date the card is opened, regardless of when any balance transfer is processed by us. After the introductory period, the standard rate will apply to balance transfer. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards can be balance transferred to a Bankwest More MasterCard.