Citi Rewards Credit Card – Balance Transfer Offer

Special offers

0% p.a. on balance transfers for 30 months (no balance transfer fee applies, reverts to cash advance rate of 22.24%). Offer ends 31st March 2021.

Rewards

Other features

Card Type Mastercard
Minimum Income $35,000
Minimum Credit Limit $6,000
Maximum Credit Limit $100,000
Minimum Monthly Repayment 2% or $30 whichever is greater
Complimentary Travel Insurance Yes
Extended Warranty Yes
Available to Temporary Residents No
Additional Card Holders Yes
Foreign Exchange Fees Yes
Interest Rate 21.49% p.a.
Interest Free Days on Purchases Up to 55 days
Cash Advance Rate 22.24% p.a.
Balance Transfer Rate 0% p.a. for
30 months

reverts to 22.24% p.a.

Balance Transfer Fee N/A
Annual Fee $49 p.a. for
12 months

reverts to $149 p.a.

Late Payment Fee $30
General Terms & Conditions

To access the full Terms and Conditions related to this product, click here.

Subject to your acceptance you will be billed an annual fee of $49 in the first year. This will revert to $149 in subsequent years. This offer applies to the primary cardholder only. For additional cardholders an annual fee also applies, currently $90 per card. Annual fees are subject to change. This offer is valid until 31 March 2021. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.

Balance Transfer Rate Terms & Conditions

Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate will apply to balances transferred with this offer at point of application, for a period of 30 months. The 30 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.24% p.a. This offer excludes balances transferred from Citibank unsecured credit products. Please note you are not entitled to any interest free days on retail purchases whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. For important information to consider before taking up a balance transfer, please click here. Offer ends 31 March 2021. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.