Citi Rewards Credit Card – E-Voucher Offer

Special offers

$500 e-voucher to spend at Myer, JB-Hi-Fi, Coles or Bunnings when you spend $3,000 in the first 90 days from approval.

Rewards

Other features

Card Type Mastercard
Minimum Income $35,000
Minimum Credit Limit $6,000
Maximum Credit Limit $100,000
Minimum Monthly Repayment 2% or $30 whichever is greater
Complimentary Travel Insurance Yes
Extended Warranty Yes
Available to Temporary Residents No
Additional Card Holders Yes
Foreign Exchange Fees Yes
Interest Rate 21.49% p.a.
Interest Free Days on Purchases Up to 55 days
Cash Advance Rate 22.24% p.a.
Balance Transfer Rate 0% p.a. for
12 months

reverts to 22.24% p.a.

Balance Transfer Fee N/A
Annual Fee $99 p.a. for
12 months

reverts to $199 p.a.

Late Payment Fee $30
General Terms & Conditions

To access the full Terms and Conditions related to this product, click here.

Rewards Rate Terms & Conditions

To be eligible to receive a $500 e-voucher, you must apply for a Citi Rewards Credit Card by 30 November 2020, then spend $3,000 or more on it within 90 days from approval. Cash Advances, Balance Transfers, refunds, Chargebacks, Special Promotions and spend on a Linked Diners Club Card do not contribute to the spend threshold. Your Citi Rewards Credit Card must remain open and in good standing to receive the $500 e-voucher. Your e-voucher will be available for redemption within 90 days of meeting the spend criteria. We will send you a unique code and instructions on how to redeem your e-voucher via email to the address maintained with your Account. You must redeem your e-voucher within 6 months from the date we send you this email. Vouchers are non-reloadable and non-redeemable for cash. Please note that if you have a balance transfer, you will be charged interest on any spend that you make. This offer is valid until 30 November 2020. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice. .

Balance Transfer Rate Terms & Conditions

Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 12 months. The 12 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 22.24% p.a. Please note you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. For important information to consider before taking up a balance transfer, please click here. Offer ends 30 November 2020. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice..

Other Features Terms & Conditions

Subject to your acceptance you will be billed an annual fee of $99 in the first year. This will revert to $199 in subsequent years. This offer applies to the primary card holder only. For additional cardholders an annual fee also applies, currently $90 per card. Annual fees are subject to change. This offer is valid until 30 November 2020. Post this advertised date; Citi reserves the right to continue, withdraw or change the offer at any time without notice.