HSBC Platinum Credit Card – Bonus Points Offer

Special offers

84,000 Bonus Rewards Plus Points when you spend $3,000 on eligible purchases using your new card within 90 days from card approval. That’s enough for $350 in e-Gift Cards. New Rewards Plus customers only.1


Reward Plus Program – Earn two points per dollar on eligible overseas purchases and one point per dollar for all other eligible purchases. This is capped at 10,000 per statement period.2

Other features

Card Type Visa
Minimum Income $40,000
Minimum Credit Limit $6,000
Maximum Credit Limit Upon application
Minimum Monthly Repayment The higher of 3% or $20
Complimentary Travel Insurance Yes
Extended Warranty No
Available to Temporary Residents No
Additional Card Holders No
Foreign Exchange Fees Yes
Interest Rate 19.99% p.a.
Interest Free Days on Purchases Up to 55 days
Cash Advance Rate 21.99% p.a.
Balance Transfer Rate 0% p.a. for
12 months

reverts to 21.99% p.a.

Balance Transfer Fee N/A
Annual Fee $129 p.a.
Late Payment Fee $30
Points Per Dollar Spent  1
Bonus Points 84,000
General Terms & Conditions

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offer available to new, approved HSBC credit cardholders. HSBC may change or end this offer at any time. Fees, charges, terms, conditions and HSBC lending criteria apply to all credit cards issued by HSBC. Visit or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change.

  1. To be eligible for the bonus Rewards Plus Points offer, you must apply and be approved for a new HSBC Platinum Credit Card. You will receive 84,000 bonus Rewards Plus Points if you spend $3,000 on eligible purchases within 90 days of card approval. Eligible purchases exclude interest free and other promotions, balance transfers, cash transfers, business expenses, cash advances, fees and charges, BPAY®, any disputed transactions and government fees and charges. The 84,000 bonus Rewards Plus Points will be credited to your Rewards Plus Account within 60 days of meeting the spend criteria, provided that your account is active and not in arrears. Offer is limited to new applicants only. Existing HSBC customers transferring from another HSBC credit card or customers who have held any Rewards Plus card types within the last 12 months are ineligible for this offer. Not available in conjunction with any other offer. Gift Card values correct as at 3 November 2020. Points values & stock levels subject to change. Check
  2. HSBC’s Credit Card Rewards Terms and Conditions apply. Point capping limit of 10,000 points per statement period apply. Eligible purchases exclude interest free promotions, balance transfers, cash transfer, business expenses, cash advances, fees or charges, any disputed transactions, BPAY® and any government fee or charge. For full terms and conditions, visit Reward Program terms and conditions.
  3. Airport Lounge Passes terms and conditions apply. For full terms and conditions, visit Airport Lounge Pass terms and conditions
  4. Insurance policies are issued by AWP Australia Pty Ltd ABN 52 097 227 177(AFSL No. 245631) trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 (AFSL No. 124708)) and HSBC Bank Australia Limited (ABN 48 006 434 162) (AFSL 232595). Terms and conditions For HSBC insurance policies, limits and exclusions apply and available at An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders. This document provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the Information Booklet available at or by calling 1800 648 093.