Tick Travel Insurance

All domestic travel insurance policies can include cover for cancellations and lost, stolen or damaged baggage, as well as personal liability (i.e. when you’re at fault for the injury or death of another person).
Depending on the level of insurance you opt for though, you may also be covered for things like:

• Additional emergency expenses (e.g. emergency accommodation)
• Rental vehicle excess
• Journey curtailment (e.g. a family emergency requires you to cut short your trip)
• Lost/stolen property (e.g. phones, laptops and cameras).

Domestic travel policies don’t include cover for medical expenses, since these are generally covered by Medicare or private health insurance while you’re in Australia.

Tick Travel Insurance offers cover for overseas emergency medical expenses, personal liability, additional emergency expenses and lost, stolen and damaged luggage in all their international policies.
Depending on your level of insurance though, your policy might also include cover for cancellations, curtailment, delayed luggage, devices (e.g. phones, laptops and cameras) and rental vehicle excess.

Tick Travel Insurance also offers several packs you can choose from to upgrade your policy, should you be doing some additional activities that aren’t covered by a standard policy! These can include winter sports like skiing or snowboarding, as well as natural disaster cover. They may cost extra, so make sure you find out what that expense will be before you sign up.