Cost of car insurance for Toyotas
See what Australians are actually paying to insure a Toyota.
Car insurance premiums vary a lot. The best way to avoid overpaying is to compare quotes.
What’s the average cost of Toyota car insurance?
The typical Toyota driver pays $1,376 per year for car insurance. But prices can vary widely, even for the same make and model. The cheapest car insurance quote for Toyota drivers is $198, while the most expensive is $7,618. That’s why it always pays to shop around and compare quotes from different insurers.
“Exactly how much you’ll pay to insure your Toyota will depend on a range of factors, including your Toyota model, your age, where you live and your driving history. Compare online to make sure you aren’t paying more than you need to.”
Adrian Taylor, Chief Executive, General Insurance
A guide to insuring Toyota models
Updated 29 Sep 2026
How much will it cost to insure my Toyota?
The typical annual cost to insure a Toyota is $1,376, but prices vary significantly depending on your model and personal circumstances. Based on our data, the cheapest Toyota model to insure is the Echo, while the most expensive is the Tundra. Even for the same model, the cheapest quote can be up to 97% less than the most expensive premium. For example, for the HiLux, annual premiums ranged between $198 and $7,618, a difference of $7,420 a year.
Toyota insurance costs by model
| Model | Cheapest | Median | Most expensive |
|---|---|---|---|
| Toyota 86 | $511 | $1,376 | $3,359 |
| Toyota Aurion | $322 | $1,038 | $3,227 |
| Toyota Avalon | $238 | $553 | $1,595 |
| Toyota Avensis | $361 | $905 | $1,865 |
| Toyota bZ4X | $972 | $1,431 | $2,719 |
| Toyota Camry | $198 | $1,375 | $5,481 |
| Toyota Corolla Cross | $506 | $1,111 | $2,818 |
| Toyota C-HR | $373 | $1,260 | $4,825 |
| Toyota Corolla | $198 | $1,183 | $4,874 |
| Toyota Echo | $198 | $550 | $1,483 |
| Toyota FJ Cruiser | $538 | $1,160 | $2,771 |
| Toyota Fortuner | $571 | $1,325 | $3,039 |
| Toyota GR86 | $702 | $1,341 | $2,872 |
| Toyota HiAce | $273 | $1,472 | $5,591 |
| Toyota HiLux | $198 | $1,529 | $7,618 |
| Toyota Kluger | $307 | $1,370 | $4,408 |
| Toyota LandCruiser | $241 | $1,409 | $6,856 |
| Toyota LandCruiser Prado | $267 | $1,338 | $4,583 |
| Toyota Prius | $249 | $1,293 | $4,335 |
| Toyota Prius C | $624 | $1,261 | $3,669 |
| Toyota Prius V | $851 | $1,513 | $3,491 |
| Toyota RAV4 | $198 | $1,199 | $4,857 |
| Toyota Rukus | $394 | $862 | $2,075 |
| Toyota Tarago | $324 | $985 | $2,553 |
| Toyota Tundra | $1,007 | $1,739 | $2,384 |
| Toyota Yaris | $198 | $926 | $3,288 |
| Toyota Yaris Cross | $440 | $1,085 | $2,699 |
| Note: These figures reflect indicative quotes for car insurance in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
What impacts the price to insure your Toyota?
Factors that can impact the price to insure your Toyota include the model type, the age of the vehicle and the number of kilometres driven every year. Other factors such as age of the driver(s), home address and parking location may also impact your car insurance premiums.
Here’s how each factor can influence your premiums:
- Toyota model. Repairs may be cheaper for common Toyota models than rarer ones. Your insurer could take this into consideration when calculating your premiums.
- Age of the vehicle. Older Toyota cars are more likely to be subject to depreciation than newer cars. As a result, they may be cheaper to insure.
- Age of driver(s). Younger drivers tend to pay higher car insurance premiums than more experienced motorists. Putting an age restriction on your policy may also lower your premiums.
- Kilometres driven every year. Being on the road less could lead to cheaper premiums. Some insurers may also offer low kilometre or pay as you drive policies to motorists who drive below a certain number of kilometres every year.
- Home address. The crime rate of your suburb and its exposure to weather risks (such as flooding) could be considered when insurers calculate your premiums.
- Parking location. Your vehicle is more likely to be damaged if it’s parked on the street than in a secure garage or parking lot.
Premiums will also vary depending on how your insurer calculates these risks. Try our free comparison service to see a range of quotes in just minutes.
“If you don’t drive much, a low kilometre policy could be a cheaper option for you. When you take out a policy, you estimate the number of kilometres you’ll drive. Less driving generally means less risk for the insurer, which can mean a lower premium.”
Adrian Taylor – Chief Executive, General Insurance
Models
How much is car insurance for a Toyota HiLux?
Car insurance for a Toyota HiLux typically costs $1,529 a year, but depending on your circumstances, it could cost much more or much less.
The cheapest quote to insure a Toyota HiLux was $198 per year for a 68-year-old man in New South Wales. But most Toyota HiLux drivers are quoted between $1,087 and $2,067, which highlights the value of shopping around.
Which state is the cheapest to insure a Toyota HiLux?
Typically, drivers in Tasmania pay the least ($1,201) to insure a HiLux, while drivers in Victoria pay the most ($1,769).
HiLux insurance costs by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $408 | $1,381 | $2,643 |
| NSW | $198 | $1,544 | $7,618 |
| NT | $629 | $1,685 | $2,951 |
| Qld | $225 | $1,360 | $4,913 |
| SA | $258 | $1,369 | $3,166 |
| Tas | $369 | $1,201 | $3,429 |
| Vic | $207 | $1,769 | $6,603 |
| WA | $206 | $1,282 | $4,804 |
| Note: These figures reflect indicative quotes for car insurance for Toyota HiLuxes in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota HiLux car insurance costs?
Drivers aged between 18 and 24 paid the most to insure a Toyota HiLux, while those aged 65 and older paid the least.
HiLux insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $579 | $1,993 | $7,618 |
| 25–34 | $269 | $1,623 | $4,740 |
| 35–44 | $225 | $1,491 | $5,545 |
| 45–54 | $223 | $1,346 | $6,584 |
| 55–64 | $200 | $1,055 | $6,248 |
| 65+ | $198 | $881 | $3,281 |
| Note: These figures reflect indicative quotes for car insurance for Toyota HiLuxes in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota HiLux?
Typically, men pay more than women to insure a Toyota HiLux.
HiLux insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $198 | $1,530 | $7,618 |
| Female | $232 | $1,514 | $6,584 |
| Note: These figures reflect indicative quotes for car insurance for Toyota HiLuxes in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota Corolla?
Car insurance for a Toyota Corolla typically costs $1,183 a year. Depending on your circumstances, your premiums could be much higher or lower than this amount.
The cheapest quote to insure a Toyota Corolla was $198 a year. However, most Toyota Corolla drivers are quoted between $790 and $1,644 a year, which shows the importance of comparing your options.
Which state is the cheapest to insure a Toyota Corolla?
Typically, Western Australia has the cheapest cost for insuring a Toyota Corolla ($861) while Victoria has the most expensive ($1,348).
Corolla insurance costs by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $379 | $981 | $2,042 |
| NSW | $198 | $1,238 | $3,927 |
| NT | $616 | $1,236 | $2,145 |
| Qld | $204 | $991 | $3,970 |
| SA | $285 | $878 | $3,309 |
| Tas | $262 | $901 | $2,047 |
| Vic | $206 | $1,348 | $4,874 |
| WA | $206 | $861 | $3,479 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Corollas in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota Corolla car insurance costs?
Typically, drivers between the ages of 18 and 24 pay the most to insure a Toyota Corolla, while those aged 65 and older pay the least.
Corolla insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $508 | $1,642 | $4,874 |
| 25–34 | $254 | $1,363 | $4,021 |
| 35–44 | $226 | $1,131 | $3,639 |
| 45–54 | $204 | $1,143 | $3,520 |
| 55–64 | $200 | $939 | $3,218 |
| 65+ | $198 | $836 | $3,927 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Corollas in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota Corolla?
Typically, men pay more than women to insure a Toyota Corolla.
Corolla insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $198 | $1,211 | $4,874 |
| Female | $198 | $1,165 | $4,786 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Corollas in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota RAV4?
Car insurance for a Toyota RAV4 typically costs $1,199 a year. Your own premiums may be higher or lower than this figure, depending on your own personal circumstances.
The cheapest quote was $198 to insure a Toyota RAV4. However, most RAV4 drivers are quoted between $876 and $1566 a year for their car insurance.
Which state is the cheapest to insure a Toyota RAV4?
The cheapest state to purchase car insurance for a Toyota RAV4 is typically Tasmania ($904), while the most expensive is the Northern Territory ($1,400).
RAV4 insurance costs by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $382 | $1,065 | $1,752 |
| NSW | $198 | $1,212 | $4,857 |
| NT | $521 | $1,400 | $2,808 |
| Qld | $260 | $1,022 | $3,088 |
| SA | $365 | $969 | $2,808 |
| Tas | $399 | $904 | $1856 |
| Vic | $206 | $1,392 | $3,634 |
| WA | $214 | $928 | $2,435 |
| Note: These figures reflect indicative quotes for car insurance for Toyota RAV4s in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota RAV4 car insurance costs?
Typically, car insurance for a Toyota RAV4 will be most expensive for those aged between 18 and 24 and cheapest for those aged 65 and older.
RAV4 insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $533 | $1,522 | $4857 |
| 25–34 | $258 | $1,379 | $3591 |
| 35–44 | $269 | $1,267 | $3681 |
| 45–54 | $255 | $1,144 | $3633 |
| 55–64 | $206 | $942 | $2227 |
| 65+ | $198 | $897 | $2712 |
| Note: These figures reflect indicative quotes for car insurance for Toyota RAV4s in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota RAV4?
Typically, men pay more than women to insure a Toyota RAV4.
RAV4 insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $198 | $1,235 | $4,857 |
| Female | $214 | $1,178 | $3,681 |
| Note: These figures reflect indicative quotes for car insurance for Toyota RAV4s in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota LandCruiser Prado?
Typically, Toyota LandCruiser Prado owners are quoted $1,338 a year for car insurance. Car insurance premiums are heavily influenced by your personal circumstances, so your quote will likely be higher or lower than this figure.
The cheapest quote was $267 a month to insure a Toyota LandcCuiser Prado. However, most drivers are quoted between $1,012 and $1,699 a year to insure a LandCruiser Prado in Australia, showing how important it is to shop around and compare.
Which state is the cheapest to insure a Toyota LandCruiser Prado?
Western Australia is typically the cheapest Australian state to insure a LandCruiser Prado ($1,050), while Victoria is the most expensive ($1,547).
LandCruiser Prado insurance costs by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $589 | $1,097 | $1,934 |
| NSW | $267 | $1,378 | $4,583 |
| NT | $860 | $1,465 | $3,257 |
| Qld | $321 | $1,232 | $2,788 |
| SA | $544 | $1,107 | $2,801 |
| Tas | $473 | $1,100 | $1,493 |
| Vic | $348 | $1,547 | $3,770 |
| WA | $357 | $1,050 | $3,125 |
| Note: These figures reflect indicative quotes for car insurance for Toyota LandCruiser Prados in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026 Internal calculations have been applied to this data. | |||
How does my age impact my Toyota LandCruiser Prado car insurance costs?
Typically, drivers aged between 18 and 24 years old pay the most to insure their LandCruiser Prado, whereas those aged 65 and older pay the least.
LandCruiser Prado insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $792 | $1,663 | $4,583 |
| 25–34 | $408 | $1,492 | $3,257 |
| 35–44 | $350 | $1,378 | $3,853 |
| 45–54 | $360 | $1,232 | $3,770 |
| 55–64 | $267 | $994 | $2,596 |
| 65+ | $428 | $983 | $2,801 |
| Note: These figures reflect indicative quotes for car insurance for Toyota LandCruiser Prados in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a LandCruiser Prado?
Typically, women pay more than men to insure a LandCrusider Prado.
LandCrusiser Prado insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $305 | $1,303 | $4,583 |
| Female | $267 | $1,382 | $3,345 |
| Note: These figures reflect indicative quotes for car insurance for Toyota LandCruiser Prados in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota LandCruiser?
Car insurance for a Toyota LandCruiser typically costs $1,409. Premiums are influenced by your specific circumstances, so your costs could be higher or lower.
The cheapest quote to insure a Toyota LandCruiser was $241 a year. Most drivers are quoted between $1,602 and $1,801 to insure their Toyota LandCruiser. Shopping around and comparing policies can help you explore your options.
Which state is the cheapest to insure a Toyota LandCruiser?
Typically, Tasmania is the cheapest state to insure a LandCruiser ($890) and the Northern Territory is the most expensive ($1,786).
LandCruiser insurance by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $879 | $1,302 | $1,946 |
| NSW | $241 | $1,410 | $4,516 |
| NT | $1,221 | $1,786 | $6,856 |
| Qld | $293 | $1,328 | $3,862 |
| SA | $479 | $1,198 | $5,894 |
| Tas | $583 | $890 | $1,801 |
| Vic | $449 | $1,577 | $5,597 |
| WA | $491 | $1,229 | $3,529 |
| Note: These figures reflect indicative quotes for car insurance for Toyota LandCruiser in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota LandCruiser car insurance costs?
Typically, younger drivers aged between 18 and 24 years old will pay the most to insure a Toyota LandCruiser, while drivers aged 65 and older pay the least.
LandCruiser insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $778 | $1,852 | $5,894 |
| 25–34 | $689 | $1,589 | $4,771 |
| 35–44 | $478 | $1,489 | $6,856 |
| 45–54 | $413 | $1,363 | $5,597 |
| 55–64 | $241 | $1,122 | $2,943 |
| 65+ | $449 | $1,035 | $2,232 |
| Note: These figures reflect indicative quotes for car insurance for Toyota LandCruiser in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota LandCruiser?
Typically, men pay more than women to insure a LandCruiser.
LandCruiser insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $241 | $1,388 | $6,856 |
| Female | $478 | $1,461 | $5,597 |
| Note: These figures reflect indicative quotes for car insurance for Toyota LandCruiser in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota Camry?
Car insurance for a Toyota Camry typically costs $1,375 a year, but depending on your circumstances, your total costs may be higher or lower than this. The cheapest quote was $198. However, most drivers are quoted between $915 and $1,838 for car insurance.
Which state is the cheapest to insure a Toyota Camry?
Typically, the ACT is the cheapest state to insure a Toyota Camry ($1,031), while Victoria is the most expensive ($1,514).
Camry insurance by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $466 | $1,031 | $2,817 |
| NSW | $198 | $1,434 | $4,639 |
| NT | $769 | $1,413 | $2,831 |
| Qld | $228 | $1,209 | $2,646 |
| SA | $300 | $1,071 | $2,505 |
| Tas | $377 | $1,185 | $1,788 |
| Vic | $339 | $1,514 | $4,928 |
| WA | $254 | $992 | $5,481 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Camrys in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota Camry car insurance costs?
Typically, drivers between 18 and 24 pay the most to insurance a Toyota Camry and those 65 and older pay the least.
Camry insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $466 | $1,833 | $5,481 |
| 25–34 | $377 | $1,616 | $4,629 |
| 35–44 | $339 | $1,347 | $3,288 |
| 45–54 | $260 | $1,264 | $4,928 |
| 55–64 | $198 | $995 | $4,639 |
| 65+ | $216 | $861 | $2,453 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Camrys in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota Camry?
Typically, men pay more than women to insure a Toyota Camry.
Camry insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $254 | $1,432 | $4,928 |
| Female | $198 | $1,223 | $5,481 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Camrys in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota Kluger?
Typically, car insurance for a Toyota Kluger costs $1,370 a year. However, premiums are influenced by your personal circumstances, so your quote may be higher or lower than this amount.
The cheapest quote for car insurance for a Kluger was $307, however, most Toyota Kluger drivers are quoted between $1,033 and $1,755 a year for car insurance.
Which state is the cheapest to insure a Toyota Kluger?
Western Australia is typically the cheapest state ($982) to purchase car insurance for a Toyota Kluger, while the Northern Territory is the most expensive ($1,593).
Kluger insurance costs by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $320 | $1,028 | $1,543 |
| NSW | $307 | $1,367 | $4,137 |
| NT | $1,177 | $1,593 | $2,279 |
| Qld | $516 | $1,190 | $2,527 |
| SA | $464 | $1,118 | $2,403 |
| Tas | $619 | $1,157 | $1,673 |
| Vic | $404 | $1,566 | $4,408 |
| WA | $425 | $982 | $2,120 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Kluger in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota Kluger car insurance costs?
Typically, drivers aged between 18 and 24 pay the most to insure a Toyota Kluger, whereas those 65 and older pay the least.
Kluger insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $704 | $1,630 | $3,600 |
| 25–34 | $458 | $1,496 | $4,408 |
| 35–44 | $464 | $1,419 | $4,137 |
| 45–54 | $456 | $1,324 | $3,057 |
| 55–64 | $320 | $1,088 | $3,246 |
| 65+ | $307 | $951 | $2,069 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Kluger in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota Kluger?
Typically, men pay more to insure a Toyota Kluger than women.
Kluger insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $307 | $1,376 | $4,408 |
| Female | $425 | $1,365 | $4,137 |
| Note: These figures reflect indicative quotes for car insurance for Toyota Kluger in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota Yaris?
Typically, it’ll cost $926 a year to insure a Toyota Yaris. However, premiums are calculated based on personal circumstances, so your costs may be higher or lower.
The cheapest quote to insure a Toyota Yaris is $198, but most drivers are quoted between $633 and $1,317 a year to insure their Toyota Yaris.
Which state is the cheapest to insure a Toyota Yaris?
Typically, Western Australia is the cheapest state ($645) to insure a Toyota Yaris, while Victoria is the most expensive ($1,111).
Toyota Yaris insurance costs by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $501 | $963 | $1,343 |
| NSW | $198 | $947 | $3,026 |
| NT | $487 | $888 | $1,438 |
| Qld | $204 | $787 | $2,770 |
| SA | $208 | $775 | $1,501 |
| Tas | $336 | $796 | $1,224 |
| Vic | $239 | $1,111 | $3,288 |
| WA | $240 | $645 | $1,537 |
| Note: These figures reflect indicative quotes for car insurance for a Toyota Yaris in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota Yaris car insurance costs?
Typically, younger drivers aged between 18 and 24 pay the most to insure a Toyota Yaris, while drivers over 65 pay the least.
Toyota Yaris insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $582 | $1,332 | $3,026 |
| 25–34 | $300 | $1,056 | $3,116 |
| 35–44 | $273 | $899 | $1,974 |
| 45–54 | $198 | $856 | $3,288 |
| 55–64 | $204 | $750 | $2,379 |
| 65+ | $208 | $669 | $1,763 |
| Note: These figures reflect indicative quotes for car insurance for a Toyota Yaris in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota Yaris?
Typically, men pay more than women to insure a Toyota Yaris.
Toyota Yaris insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $204 | $931 | $3,116 |
| Female | $198 | $919 | $3,288 |
| Note: These figures reflect indicative quotes for car insurance for a Toyota Yaris in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota HiAce?
Typically, a HiAce costs $1,472 a year to insure. Premiums are influenced by a driver’s specific circumstances, so your total costs may be higher or lower.
The cheapest quote was $273; however, most drivers are quoted between $1,016 and $1,981 to insure a Toyota HiAce.
Which state is the cheapest to insure a Toyota HiAce?
Typically, the Northern Territory is the cheapest state ($928) to insure a Toyota HiAce and Victoria is the most expensive ($1,783).
HiAce insurance costs by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $699 | $1,445 | $2,269 |
| NSW | $273 | $1,482 | $3,862 |
| NT | $761 | $928 | $1,897 |
| Qld | $286 | $1,262 | $2,353 |
| SA | $385 | $1,243 | $2,363 |
| Tas | $899 | $1,207 | $1,558 |
| Vic | $337 | $1,783 | $5,591 |
| WA | $444 | $1,060 | $1,970 |
| Note: These figures reflect indicative quotes for car insurance for Toyota HiAce in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota HiAce car insurance costs?
Typically, those between 25 and 34 pay the most for car insurance for a Toyota HiAce, while those 65 and over pay the least.
HiAce insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $508 | $1,724 | $5,591 |
| 25–34 | $333 | $1,735 | $3,862 |
| 35–44 | $307 | $1,546 | $3,136 |
| 45–54 | $418 | $1,429 | $3,490 |
| 55–64 | $273 | $1,100 | $2,574 |
| 65+ | $286 | $864 | $2,615 |
| Note: These figures reflect indicative quotes for car insurance for Toyota HiAce in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota HiAce?
Typically, men pay more than women to insure a Toyota HiAce.
HiAce insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $273 | $1,522 | $5,591 |
| Female | $307 | $1,147 | $4,436 |
| Note: These figures reflect indicative quotes for car insurance for Toyota HiAce in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How much is car insurance for a Toyota C-HR?
A Toyota C-HR typically costs $1,260 a year to insure. Your premiums will be influenced by your own specific circumstances, so your total costs may be higher or lower.
The cheapest quote for a Toyota C-HR is $373, but most drivers are quoted between $907 and $1,648, which shows the importance of shopping around.
Which state is the cheapest to insure a Toyota C-HR?
Typically, Tasmania is the cheapest place ($695) in Australia to insure a Toyota C-HR and Victoria is the most expensive ($1,423).
C-HR insurance costs by state
| State | Cheapest | Median | Most expensive |
|---|---|---|---|
| ACT | $797 | $1,098 | $1,610 |
| NSW | $373 | $1,269 | $4,315 |
| NT | $840 | $1,280 | $1,721 |
| Qld | $387 | $1,100 | $2,544 |
| SA | $571 | $1,018 | $2,229 |
| Tas | $695 | $695 | $695 |
| Vic | $456 | $1,423 | $4,825 |
| WA | $544 | $869 | $1,526 |
| Note: These figures reflect indicative quotes for car insurance for Toyota C-HR in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
How does my age impact my Toyota C-HR car insurance costs?
Drivers aged 18 to 24 typically have the highest car insurance costs, while those aged 65 and older have the lowest.
C-HR insurance costs by age
| Age group | Cheapest | Median | Most expensive |
|---|---|---|---|
| 18–24 | $1,273 | $1,672 | $4,825 |
| 25–34 | $845 | $1,550 | $2,753 |
| 35–44 | $641 | $1,341 | $2,768 |
| 45–54 | $535 | $1,174 | $4,315 |
| 55–64 | $373 | $899 | $1,964 |
| 65+ | $376 | $896 | $2,147 |
| Note: These figures reflect indicative quotes for car insurance for Toyota C-HR in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Do men or women pay more to insure a Toyota C-HR?
Men typically pay more than women to insure a Toyota C-HR.
C-HR insurance costs by gender
| Gender | Cheapest | Median | Most expensive |
|---|---|---|---|
| Male | $535 | $1,337 | $2,511 |
| Female | $373 | $1,253 | $4,825 |
| Note: These figures reflect indicative quotes for car insurance for Toyota C-HR in Australia, based on quotes completed through Compare the Market between 10 June 2025 and 10 June 2026. | |||
Our methodology
Why we use the median instead of the average
When we talk about a typical driver, we use the median instead of the mean (the average) because it gives a truer picture of what most people experience. The median is the middle value when all results are ordered from lowest to highest. Averages can be skewed by a small number of very low or very high numbers, but medians stay in the centre.
How we calculate our data
- This data is drawn from quotes completed through Compare the Market that led to a purchase in the 12-month period 10 June 2025 to 10 June 2026.
- When we refer to the cheapest and most expensive policies, we mean the lowest and highest quotes provided over this 12-month period.
- When we refer to insurance costs by state, we mean the state where the car is usually kept, as listed in the quote.
- When we say ‘most users’, we mean the middle 60% of users.
- All data relates to comprehensive policies.
- We only include Toyota models with at least 10 quotes.
- Average quotes presented have been rounded to the nearest dollar.
How much can Toyota car insurance quotes vary between drivers?
Hilux drivers
| Driver 1 | Driver 2 |
|---|---|
| 50-year-old HiLux driver in Victoria | 21-year-old HiLux driver in Victoria |
|
|
| Quoted premium: $1,545.92 | Quoted premium: $3,010.18 |
| That’s a $1,464.26 difference between these two HiLux insurance quotes.* | |
Corolla drivers
| Driver 1 | Driver 2 |
|---|---|
| 51-year-old Corolla driver in Queensland | 19-year-old Corolla driver in Victoria |
|
|
| Quoted premium: $902.69 | Quoted premium: $1,409.06 |
| That’s a $506.37 difference between these two Corolla insurance quotes.* | |
*De-identified customer scenarios only. Premiums may vary based on personal circumstances, excess, vehicle details, insurer criteria and other factors. These examples are illustrative only and do not guarantee prices or savings.
Frequently asked questions for Toyota car insurance in Australia
Toyotas are among the cheapest models to insure in Australia, since Toyota is a popular brand and has widely available parts. According to the Australian Automotive Dealer Association, not only were Toyotas the most sold vehicle brand in 2025, but they also had the most dedicated dealerships in Australia.
The cost of a typical Toyota car insurance policy is $1,376 a year, according to Compare the Market’s quote data. However, the cost of your premium can vary a lot depending on the Toyota model you drive and the year it was manufactured. Other risk factors such as your age, driving history and home address will also determine how much you pay for car insurance.
Find out more about the average cost of car insurance.
It costs the typical driver $1,376 a year to insure their Toyota, based on our quote data. But this can vary significantly depending on the model you drive. The Toyota Echo can be the cheapest to insure, with a typical quote of $550 a year, while the Toyota Tundra is the most expensive, at $1,739 a year.
To find out how much it’ll cost to insure your Toyota vehicle, try calculating your quote with our comparison service.
You may be able to get cheaper car insurance for your Toyota by paying annual premiums, taking advantage of online discounts, driving less and parking in a garage. You may also save on premiums by increasing the basic excess on your policy, but this will also increase the amount you’ll pay at claim time.
Learn more and find out how you could save on your car insurance premiums.
You can get a car insurance quote for a Toyota either directly through Toyota or through a car insurance provider. While Toyota and specific car insurance brands may only have a limited range of policies, a comparison site like Compare the Market offers a range of quotes from several car insurance brands, in just a few clicks.
See if you can find a great deal in minutes with our free car insurance comparison service.
Based on our latest quote data, the cheapest Toyota model to insure is the Echo, with the typical driver quoted $550 a year. However, the model of your car is just one of many variables your insurer will consider when calculating your premiums. The price of insuring your Toyota Echo may be higher or lower than the typical premium depending on your age and driving experience, location, where you park at night and other risk factors.
The insurance premiums for your Toyota can vary a huge amount depending on the model you drive, where you live, your driving history and the level of cover you choose. For example, Toyota HiLux drivers pay less for insurance if they’re women, live in Tasmania or are aged 65 and older. While some of the factors that influence your premiums are outside your control, others aren’t. That’s why comparing policies is so important – it can help you look for cover that suits your situation at a competitive price.
Always read the Product Disclosure Statement for full details on inclusions, exclusions and policy terms and conditions for each type of car insurance. The Target Market Determination can also help you figure out whether a product is right for your circumstances.
Toyota insurance premiums can vary by thousands of dollars, even for the same model, so it’s important to compare insurance quotes to make sure you’re getting the coverage you want at the right price. Compare the Market can help you weigh up options from a range of brands and search for a policy that suits your needs. If you have an existing policy for your Toyota, comparing a range of brands on one screen may also help you see if you can save money by switching cover.
Yes, your Toyota model will affect your car insurance premium. When calculating a quote, an insurer will take into consideration the specific characteristics of your vehicle and the potential risks and costs of insuring your specific car. Factors taken into account include cost of repairs and spare parts, theft risk, replacement value and the year your car was made.
Yes, you can compare insurance quotes online for your specific car. Simply enter your details into our online comparison tool to receive a range of options to compare.
Each insurer uses different methods and data to determine their prices. Quotes can vary quite a lot between insurers, which is why it’s worth checking what’s out there to see if you can find a great policy for your needs.