How much is a dog X-ray and is it covered by pet insurance?

Average customer rating: 4.5/5
Written by Michael Hudson
Expert reviewed by Adrian Taylor
Updated 07 Oct 2026

Are X-rays for dogs covered by dog insurance?

Vet hugging Golden Retriever dogYes, pet insurance will often cover a portion of X-rays for dogs when they are medically necessary to diagnose or treat a covered illness or injury. Pet insurers may cover up to 90% of eligible treatment costs, including X-rays, if it is deemed necessary to cure a medical issue. This will depend on the policy and the insurer, however. An X-ray can be the only way for a vet to diagnose and know for sure that a dog has an injury, such as a bladder stone or if they have swallowed an object.

Pet insurers will often consider an X-ray as part of treatment, akin to procedures like consultations, tests or examinations, if it is to relieve your pet’s illness or injury.

Coverage will ultimately depend on your policy, with X-rays relating to pre-existing conditions, routine check-ups, elective procedures or preventative care often excluded. Most claim payouts will be reduced by your chosen policy excess.

How much does a dog X-ray cost in Australia?

An X-ray for a dog can cost several hundred dollars, with costs increasing significantly if the scan needs to be repeated. Many pet owners ask, ‘How much do X-rays cost for dogs’, particularly when a vet recommends multiple views or specialist imaging. The wide price range reflects the number of variables that can affect the cost of the procedure.

The price of a dog X-ray will vary depending on the clinic, location and complexity of the procedure. The cost will rise if your dog needs multiple views or a more detailed examination. There may also be further fees if a specialist needs to be consulted or the procedure needs to be repeated due to movement.

Why would a dog need an X-ray?

What are the different types of X-rays for dogs?

What are dog X-rays used for?

How long does it take to do an X-ray on a dog?

Are dogs always sedated for X-rays?

What are the risks for dogs during X-rays?

How do I prepare my dog for an X-ray?

To prepare your dog for an X-ray, you may be asked to complete common tasks, including keeping the animal calm, having all medical history available and fasting the animal if required. To ensure a smooth procedure and a clear X-ray scan, pet parents can take a few steps to help their furry friend feel more comfortable.

Fasting

Calming your dog

Medical history

How does an X-ray work on a dog?

What happens during a dog X-ray?

What happens after a dog X-ray?

Top tips from pet owners if your dog needs an X-ray

Getting an X-ray for your canine pal can be a stressful experience for your dog and for you. Online users share some key tips if you have to take your pooch in for a scan:

  • Don’t panic if the vet recommends sedation. Online users, including veterinary professionals, state that sedation is about obtaining better images safely, reducing stress and minimising repeat X-rays.
  • X-rays are often the first step, not the answer. Users often say that X-ray results can lead to further testing, which may be frustrating if there is no immediate diagnosis.
  • The X-ray might be the cheapest part if further treatment is needed. Sedation, emergency fees, bloodwork, specialist appointments and additional imaging may increase the total bill far beyond the quoted X-ray price.

Meet our pet insurance expert, Adrian Taylor

Adrian Taylor
Chief Executive – General Insurance

As a General Insurance expert with over 13 years’ experience in financial services, Adrian Taylor knows that dogs and cats get themselves into all sorts of mischief. One part of Adrian’s work is to help empower consumers to understand how pet insurance can help save them from exorbitant vet bills when their pet gets injured or falls ill.

1 Greencross Vets. Digital X-ray. Accessed July 2026.

2 PetMD. X-Rays for dogs. Accessed July 2026.

3 Veterinary Specialty & Emergency Center Thousand Oaks. X-rays for dogs: What to expect. Accessed July 2026.

4 Keysborough Veterinary Practice. X-rays and Ultrasounds for Pets. Accessed July 2026.