BudgetDirect_Logo_Pos_RGB_newred-238x132Budget Direct Car Insurance at a glance

  • Winner of Money magazine’s Insurer of the Year 2017
  • Winner of CANSTAR award for “Outstanding Value Car Insurance” 2007-2017
  • Claims assessing in Brisbane, Sydney & Melbourne

About Budget Direct Car Insurance

Founded in 2000, Budget Direct is proud to offer simply smarter insurance that could save you money. Using smarter questions Budget Direct is able to identify better drivers which means you could be offered a cheaper price. Their commitment to innovation means you get the features you’d expect + more including flexible payment options and Hail Hero, Budget Direct’s award winning hail alert service.

Whenever independent experts compare car insurance, Budget Direct takes home awards time after time. Most recently, Budget Direct has been awarded the coveted CANSTAR award for “Outstanding Value Car Insurance” for a record-breaking 11 years in a row.

Budget Direct’s policies are underwritten by Auto & General Insurance Company Ltd.

Policy benefits

Here are some of Budget Direct’s Gold Policy feature highlights:

  • 24 months or 40,000km new  for old car replacement, see PDS for full details
  • $500 personal effects cover
  • $500 cover for damage to or theft of child seats/baby capsule in your car
  • $500 towards debris removal in the event of a collision
  • $5,000 death benefit
  • $1,000 cover for replacement keys/remote

Customers can tailor a policy to their own individual needs with the Budget Direct smart cover options:

  • Agreed Value or Market Value
  • Maximum No Claim Discount Protection
  • Windscreen Excess Reduction
  • Restricted Driver Discounts
  • Variable Excess to Reduce Premium
  • Roadside Assistance
  • Accident Hire Car Benefit

Why choose Budget Direct Car Insurance?

Budget Direct's customers rate their car insurance 4.3 out of 5 stars. (Based on 4,551 independent reviews collected by BazaarVoice between February 1st 2016 and January 31st 2017.)

Budget direct is proud to offer simply smarter insurance that could save you money. Their commitment to innovation means you get the features you’d expect + more including:

  • Lifetime Guarantee on repairs
  • No forms to fill in – ever!
  • Access to “Hail Hero”, the award winning hail alert service
  • Annual, monthly & fortnightly payment options
  • Smart cover options so customers can customise their insurance

Always read the Product Disclosure Statement for each policy before making a decision to buy.